Director, Product Counsel

Collective

. Serve as the embedded regulatory partner to Product and Member Operations across tax, payroll, financial services, and other regulated activities .

Posted 10/8/2026full-timeSan Francisco • California • United StatesLead💰 $260,000 - $300,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive legal expertise with a focus on regulatory compliance in fintech and consumer products, including the ability to build and manage compliance programs and navigate complex privacy regulations. Proven track record in advising on product development and ensuring compliance with legal standards across various regulated activities.

Highest-signal resume keywords

JD And Active Bar Admission10+ Years Of Legal ExperienceIn-House Regulatory Compliance ExperienceStrong Knowledge Of Tax And Privacy RegulationsExperience Building A Compliance Program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Regulatory ComplianceProduct DevelopmentPolicy DevelopmentConsumer Data NavigationAutomated DecisioningDrafting Consumer-Facing TermsRisk ManagementChange ManagementAdvertising ComplianceLifecycle Compliance

Soft Skills

Strong Executive PresenceJudgmentInfluencing StakeholdersChallenging Commercial Leaders

Tools & Technologies

AI-Enabled Workflows

Certifications & Qualifications

Active Bar Admission

Industry Keywords

FintechPaymentsInsuranceTaxLendingGLBACCPACPRACircular 230IRC §7216

About the role

Key responsibilities & impact

Serve as the embedded regulatory partner to Product and Member Operations across tax, payroll, financial services, and other regulated activities
Advise on product design, development, and launch
Establish and enforce regulatory launch standards and hold releases that do not meet them
Build and own Collective’s compliance program, including regulatory obligations, policies, controls, monitoring, and change management
Develop policies governing member advice, data use, and marketing
Partner with Member Operations to embed policies into day-to-day operations
Own marketing and lifecycle compliance, including advertising claims, endorsements, CAN-SPAM, TCPA, and auto-renewal requirements
Establish the framework for using member data across products and marketing, including IRC §7216
Partner with Information Security on GLBA, CCPA, CPRA, and incident response
Own AI and automated-decisioning disclosures
Ensure member-facing terms, disclosures, consent flows, and communications are clear and compliant
Chair the Risk Oversight Committee
Own the risk register and annual regulatory review
Manage relationships with specialist regulatory counsel

Requirements

What you’ll need

JD and active bar admission
10+ years of legal experience
Substantial in-house regulatory compliance experience
Experience owning legal and regulatory matters for a regulated consumer or SMB product
Experience ideally in fintech, payments, insurance, tax, lending, or another licensed vertical
Strong knowledge of tax and privacy regulations, including Circular 230, IRC §7216, GLBA, CCPA, and CPRA
Experience navigating consumer data, vendor relationships, and automated decisioning
Demonstrated experience building a compliance program from the ground up
Experience partnering directly with Product teams and embedding legal and regulatory requirements into product development and launch
Track record drafting consumer-facing terms, disclosures, and communications
Strong executive presence and judgment
Ability to challenge commercial leaders and influence cross-functional stakeholders
Experience using AI-enabled workflows to scale the function
Legally authorized to work in the United States

Benefits

Comp & perks

Equity package
Bonus
Hybrid work model with in-office and remote flexibility
Fresh lunch provided on in-office days
$150 monthly reimbursement for transit expenses
$200 quarterly reimbursement to support well-being
Flexible PTO
14 company holidays
100% medical, dental, and vision coverage for employees
75% medical, dental, and vision coverage for dependents
16 weeks fully paid parental leave
401k plan
Quarterly virtual events
Annual in-person summit