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Collections Specialist – Special Label
Columbia Bank. Maintain individual delinquency results on assigned portions of the 1-60 Day Special Label Portfolios .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing delinquency portfolios, effectively communicating with customers, and adhering to compliance regulations. Proficient in utilizing collection tools and maintaining accurate documentation while fostering positive relationships with stakeholders.
Highest-signal resume keywords
Collections ExperienceCustomer CommunicationArtiva ProficiencyData Entry SkillsCompliance Knowledge
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Delinquency ManagementCollections TechniquesData EntryCritical ThinkingMathematical Skills
Soft Skills
Relationship BuildingProblem SolvingCoachingMentoringCustomer Service
Tools & Technologies
ArtivaAccurintID-InfoWeb-Based Skip-Tracing Tools
Industry Keywords
Bank PoliciesCompliance RegulationsLeasing EnvironmentContract ManagementDelinquency Goals
About the role
Key responsibilities & impact- Maintain individual delinquency results on assigned portions of the 1-60 Day Special Label Portfolios
- Communicate with internal and external customers to resolve delinquent contracts
- Contact lessees via telephone, mail, email, text, or personal contact
- Make resolution arrangements when accepting less than total due
- Meet or exceed individual delinquency goals on assigned portfolios
- Maintain required call volumes and professional calling standards
- Assess and collect miscellaneous fees and late charges
- Maintain complete and accurate customer communication documentation in Artiva
- Use extensions, rewrites, addendums, and forbearances, including equipment repairs
- Prepare status worksheets, buyouts, t-values, Fair Market Value requests, repossession packets, third-party sale requests, settlement packets, and credit bureau requests
- Utilize Artiva status coding and web-based skip-tracing tools including Accurint and ID-Info
- Refer accounts to outside field agents and coordinate with insurance companies regarding claims and coverage
- Work with brokers, relationship managers, and vendor contacts to resolve first-payment-default delinquencies
- Prepare demand letters and attorney demand letter/litigation packets
- Maintain positive relationships with customers, vendors, brokers, staff, and business associates
- Notify the supervisor of significant situations that may cause harm or loss to the company
- Follow bank policies, procedures, compliance regulations, Bank Secrecy Act requirements, and other applicable regulations
- Provide customer service and support other staff as needed
- May coach, mentor, or train others
- Perform other duties as assigned
Requirements
What you’ll need- Must be a high school graduate or equivalent
- Previous collections experience preferred
- Collection experience in a leasing/contract environment or equivalent preferred
- Data entry skills and the ability to multi-task
- Ability to learn and comply with all Bank policies, procedures, and systems
- Ability and willingness to build relationships with associates
- Ability to think critically and provide appropriate solutions
- Reading, writing, and basic math skills
- Regular and predictable attendance and punctuality
- Must work fully onsite at the posted location(s)
Benefits
Comp & perks- Comprehensive healthcare coverage including medical, dental, and vision plans
- 401(k)-retirement savings plan with employer match for qualifying associate contributions
- Employee assistance program
- Life insurance
- Disability insurance
- Tuition assistance
- Mental health resources
- Identity theft protection
- Legal support
- Auto and home insurance
- Pet insurance
- Access to an online discount marketplace
- Paid vacation, sick days, volunteer days, and holidays
- Benefit eligibility begins the first day of the month following the date of hire for associates regularly scheduled to work at least thirty hours weekly
- Performance-based incentive compensation may be available