Senior Credit Analyst

Connect One Recruitment

. Analyze the creditworthiness of new and existing SBA loans, including SBA eligibility .

Posted 10/2/2026full-timeRemote • New York • United StatesSenior💰 $120,000 - $135,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial analysis, cash flow lending, and credit concepts, with a strong understanding of SBA Standard Operating Procedures and relevant banking regulations. Proven ability to prepare detailed credit analyses and recommendations while maintaining a high degree of accuracy and attention to detail.

Highest-signal resume keywords

Financial AnalysisSBA Standard Operating ProcedureCommercial Lending ExperienceCredit Proposal EvaluationMicrosoft Excel

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisCash Flow LendingAccounting PrinciplesCredit ConceptsFinancial Statement AnalysisCollateral AnalysisRisk Rating RecommendationsTrend AnalysisLoan DocumentationCredit Strengths and Weaknesses

Soft Skills

Attention to DetailVerbal CommunicationWritten CommunicationTime ManagementOrganization

Tools & Technologies

Windows Office ApplicationsMicrosoft WordMicrosoft ExcelMicrosoft Outlook

Certifications & Qualifications

Bachelor's DegreeFormal Bank Credit Training

Industry Keywords

SBA LoansBanking RegulationsCommercial LoansLoan CommitteeAsset Quality

About the role

Key responsibilities & impact

Analyze the creditworthiness of new and existing SBA loans, including SBA eligibility
Identify policy exceptions and other credit issues to protect the asset quality of the Bank’s commercial loans
Support preparation of credit analyses for loan requests, including financial statement analysis, collateral analysis, risk rating recommendations, trend analysis, and identification of credit strengths and weaknesses
Prepare written recommendations on loan approval or alternate loan structures
Prepare financial statement spreadsheets measuring financial ratio trends
Assist Loan Officers with annual loan reviews
Attend Loan Committee
Support preparation and evaluation of credit proposals
Provide excellent service and support the Bank’s “People First” focus

Requirements

What you’ll need

Financial analysis, cash flow lending, accounting principles and credit concepts
Interpretation and application of SBA Standard Operating Procedure
Windows Office applications, Word, Excel, and Outlook
Knowledge of relevant Federal and State banking regulations
Good understanding of basic loan documentation and general banking principles
High degree of accuracy and attention to detail
Excellent verbal and written communication skills
Excellent PC skills, including a good working knowledge of Microsoft Word and Excel
Ability to work well independently and with others
Time management, organization, and communication (written and oral)
Three to Five years of commercial lending experience
Bachelor’s degree
Formal Bank Credit Training is a bonus

Benefits

Comp & perks

World class health, vision, and dental benefits on day one
401k with employer match
Hybrid work from home (depending on role)
Employee appreciation events (team building, softball games, food truck days, etc.)
Employee assistance programs (EAP)
Wellness programs (flu shot, preventive care, health programs and services discounts, etc.)
Tuition reimbursement
Employee Discount perks
CNOB Community Service Events