Mortgage Loan Repurchase Manager

Cornerstone Capital Bank

. Lead the strategy, administration, and resolution of mortgage repurchase and indemnification requests .

Posted 9/23/2026full-timeRemote • Texas • United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage repurchase management, including the ability to analyze and rebut demands from investors and agencies, while effectively managing relationships and compliance with regulatory standards. Proficient in conducting forensic loan analysis and driving process improvements to enhance operational efficiency.

Highest-signal resume keywords

Mortgage Repurchase ManagementFannie Mae/Freddie Mac GuidelinesForensic Loan AnalysisNegotiation SkillsQuality Control

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Defect TracingMortgage Contract AnalysisRep and Warranty Recourse AgreementsOperational Root Cause AnalysisMortgage Origination PracticesServicing PracticesRegulatory ComplianceQuality Assurance Principles

Soft Skills

Exceptional Written SkillsExceptional Verbal SkillsAnalytical SkillsLeadership Skills

Tools & Technologies

Loan Origination Systems (LOS)EmpowerInvestor Reporting ToolsMicrosoft Excel

Industry Keywords

Mortgage BankingSecondary MarketingUnderwritingTRID ComplianceRESPA ComplianceGSEsHUDVA

About the role

Key responsibilities & impact

Lead the strategy, administration, and resolution of mortgage repurchase and indemnification requests
Review, analyze, and rebut repurchase demands from investors, GSEs, and agencies including Fannie Mae, Freddie Mac, HUD, and VA
Review, analyze, and rebut mortgage insurance rescission demands and appeal rescission notices
Independently manage the repurchase demand pipeline and meet all demand appeal deadlines
Create and manage reports tracking loan losses, defect trends, and key metrics
Manage EPD requests, request payments, and determine default trends and causes
Manage relationships with investors, GSEs, mortgage insurers, and warehouse lenders
Conduct deep-dive audits of underwriting, closing, and servicing files
Draft formal rebuttals and negotiate settlements or alternative resolutions with investors
Negotiate Repurchase Alternatives and conduct Impasse calls when available
Partner with capital markets, legal, underwriting, sales, quality control, servicing, and finance/accounting teams on remediation, accountability, action plans, and training opportunities
Request repurchase funds and facilitate the return of collateral and transfer of servicing after funds are received
Monitor repurchase trends, identify root causes, drive corrective actions, recommend process improvements, enhance controls, and support enterprise risk management objectives

Requirements

What you’ll need

High School Diploma / GED Required
8+ years of experience in mortgage banking, focusing heavily on quality control, secondary marketing, underwriting, or repurchase management
Deep familiarity and daily interaction with Fannie Mae/Freddie Mac guidelines, HUD/VA requirements, and TRID/RESPA compliance standards
Advanced ability to trace loan defects, complete a forensic loan analysis, and reverse underwrite to determine operational root causes and trends
Ability to read complex mortgage contracts and rep and warranty recourse agreements
Exceptional written and verbal skills for formal appeal letters and high-stakes financial negotiations
Experience with Loan Origination Systems (LOS) like Empower, investor reporting tools, and Microsoft Excel
Strong analytical, negotiation, and leadership skills
Expertise in mortgage origination and servicing practices, investor guidelines, regulatory requirements, and quality assurance principles

Benefits

Comp & perks

Medical benefits
Dental benefits
Vision benefits
Accidental Death benefits
Long-Term Disability benefits
Short-Term Disability benefits
Flexible Spending Account (FSA)
Health Savings Account (HSA)
401(k)
Basic Life insurance
Voluntary Life insurance
Paid Parental Leave
Performance based bonus based on position and department
Company investment in team member development