Product Manager, Fiat – FCM

Crypto.com

. Own the end-to-end fiat product strategy for Crypto.com's Futures Commission Merchant and regulated US trading platform .

Posted 9/25/2026full-timeMaltaSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing end-to-end fiat product strategies for regulated trading platforms, with a strong focus on payment infrastructure, compliance, and customer fund segregation. Proven ability to lead cross-functional teams and optimize payment rails for institutional clients in a high-volume environment.

Highest-signal resume keywords

CFTC/NFA-Regulated FCM ExperiencePayment Rail IntegrationCustomer Fund SegregationProduct Leadership in Payment InfrastructureStakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Payment Rail SelectionMargin FundingRegulatory ReportingDynamic Payment RoutingAPI Product IntegrationBank Partnership NegotiationSettlement OptimizationFraud Rules ImplementationHigh-Volume Transaction ManagementBulk Payout APIs

Soft Skills

Strong People ManagementEffective Communication

Tools & Technologies

ACHFedWireFedNow/RTPSEPASEPA InstantFPSCore Banking Platforms

Industry Keywords

Fiat SolutionsInstitutional Trading ClientsRegulated TradingPayment OrchestrationBanking Charters

Tech Stack

Tools & technologies

Ruby on RailsSwift

About the role

Key responsibilities & impact

Own the end-to-end fiat product strategy for Crypto.com's Futures Commission Merchant and regulated US trading platform
Own banking-rail strategy across markets and currencies, including rail selection, bank partnerships, customer-fund segregation, settlement, and money movement
Manage FCM fiat funding and withdrawal experiences, including margin funding flows, segregation computation, and regulatory reporting data
Select and integrate payment rails such as ACH, FedWire, FedNow/RTP, SEPA, SEPA Instant, and FPS
Lead direct bank relationship assessments, commercial negotiations, and technical integrations
Build and optimize global payment infrastructure and rail coverage
Optimize transaction speed, liquidity, settlement, pay-in acceptance, processor relationships, fraud rules, and compliance logic
Design and own dynamic payment routing and orchestration logic
Build compliant fiat solutions for institutional trading clients, including segregated accounts, high-value wire processing, and bulk payout APIs
Drive accountability for Total Funds Flow, acceptance rates, settlement speed, and cost-per-transaction
Collaborate with globally distributed teams across APAC, EU, and US time zones

Requirements

What you’ll need

Direct experience with a CFTC/NFA-regulated FCM, futures broker, or regulated trading platform
Familiarity with customer fund segregation, margin funding, and regulatory fund-handling obligations
Deep hands-on knowledge of payment rails across multiple markets, including US ACH, FedWire, FedNow/RTP and ideally EU SEPA and SEPA Instant
Experience with direct bank integrations and commercial partnership negotiation
Exposure to specialized banking charters such as SPDI is a strong plus
7–10+ years of product leadership, with at least 7 years focused on payment infrastructure, core banking, or regulated trading/brokerage products
Demonstrated success building and scaling payment rails in a high-volume, real-time environment
Track record of leading payment orchestration and dynamic routing logic in production
Experience building fiat solutions for institutional clients, including segregated accounts, wire processing, and bulk APIs
Technical acumen across complex API products, data flows, and payment-protocol integrations
Hands-on experience with core banking platforms and/or payment-scheme integrations such as ACH, FedWire, SEPA, SWIFT, and FPS
Ability to work across APAC, EU, and US time zones and communicate effectively with globally distributed teams
Strong people management
Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership

Benefits

Comp & perks

Competitive salary
Medical insurance package with extended coverage to dependents
Attractive annual leave entitlement including birthday and work anniversary
Flexi-work hours and hybrid or remote set-up
Internal mobility program offering diverse career alternatives
Crypto.com Visa card provided upon joining