Product Manager, Fiat – FCM

Crypto.com

. Own the end-to-end fiat product strategy for Crypto.com's Futures Commission Merchant and regulated US trading platform .

Posted 9/24/2026full-timeUnited StatesSeniorLead💰 $170,000 - $220,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing end-to-end fiat product strategies, optimizing payment infrastructure, and ensuring compliance with regulatory obligations. Proven ability to lead cross-functional teams and build scalable solutions for institutional trading clients.

Highest-signal resume keywords

CFTC/NFA-Regulated FCM ExperiencePayment Infrastructure LeadershipDirect Bank IntegrationsPayment Orchestration and Dynamic RoutingFiat Solutions for Institutional Clients

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Payment Rails KnowledgeCustomer Fund SegregationMargin FundingRegulatory Fund-HandlingAPI Product Technical AcumenPayment-Protocol IntegrationsHigh-Volume Transaction ProcessingDynamic Payment-Routing LogicBulk Payout APIsSettlement Speed Optimization

Soft Skills

Strong People ManagementExcellent Stakeholder ManagementEffective Communication

Tools & Technologies

Core Banking PlatformsACHFedWireFedNow/RTPSEPASEPA InstantSWIFTFPS

Industry Keywords

Futures BrokerRegulated Trading PlatformCommercial NegotiationsOperational DataFraud RulesCompliance LogicGlobal Banking Infrastructure

Tech Stack

Tools & technologies

Ruby on RailsSwift

About the role

Key responsibilities & impact

Own the end-to-end fiat product strategy for Crypto.com's Futures Commission Merchant and regulated US trading platform
Own customer funding and withdrawal experiences, including fund segregation, margin funding flows, operational data, and regulatory reporting
Select and integrate payment rails including ACH, FedWire, FedNow/RTP, SEPA, SEPA Instant, and FPS
Lead strategic bank assessments, commercial negotiations, and technical integrations
Build and optimize global banking and payment infrastructure across markets and currencies
Optimize transaction speed, liquidity, settlement, acceptance rates, processor relationships, fraud rules, and compliance logic
Design and own dynamic payment-routing logic based on user segment, jurisdiction, currency, speed, and risk
Build compliant fiat solutions for institutional trading clients, including segregated accounts, high-value wire processing, and bulk payout APIs
Drive accountability for total funds flow, acceptance rates, settlement speed, and cost per transaction
Collaborate with globally distributed teams across APAC, EU, and US time zones

Requirements

What you’ll need

Direct experience with a CFTC/NFA-regulated FCM, futures broker, or regulated trading platform, including customer fund segregation, margin funding, and regulatory fund-handling obligations
Deep hands-on knowledge of payment rails across multiple markets, including US ACH, FedWire, FedNow/RTP and ideally EU SEPA and SEPA Instant
Experience with direct bank integrations and commercial partnership negotiation
Exposure to specialized banking charters such as SPDI is a strong plus
7–10+ years of product leadership, with at least 7 years focused on payment infrastructure, core banking, or regulated trading/brokerage products
Demonstrated success building and scaling payment rails in a high-volume, real-time environment
Track record of leading payment orchestration and dynamic routing logic in production
Experience building fiat solutions for institutional clients, including segregated accounts, wire processing, and bulk APIs
Technical acumen across complex API products, data flows, and payment-protocol integrations
Hands-on experience with core banking platforms and/or payment-scheme integrations such as ACH, FedWire, SEPA, SWIFT, and FPS
Ability to work across APAC, EU, and US time zones and communicate effectively with globally distributed teams
Strong people management
Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership

Benefits

Comp & perks

Competitive salary
Attractive annual leave entitlement including birthday and work anniversary
401(k) plan with employer match
Company-sponsored group health, dental, vision, and life/disability insurance
Flexi-work hours and hybrid setup
Internal mobility program offering diverse career opportunities