Senior Analyst, Underwriting

CVS Health

. Perform financial analysis and underwriting activities .

Posted 10/14/2026full-timeRemote • United StatesSenior💰 $46,988 - $122,400 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial analysis and underwriting within the PBM and health plan sectors, with a strong focus on pricing strategies, risk assessment, and client value maximization. Proficient in Excel and capable of developing complex pricing recommendations while collaborating with internal and external stakeholders.

Highest-signal resume keywords

Financial AnalysisPBM Pricing StrategiesRisk AssessmentExcel ProficiencyActuarial Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisUnderwriting ActivitiesPricing StrategiesCompetitive AnalysisData AnalysisPricing Commitment DocumentsFee Authorization FormsAd Hoc AnalysisMargin Budget DevelopmentRegulatory Analysis

Soft Skills

Self-DirectionProblem-SolvingCollaborationTime ManagementAdaptability

Certifications & Qualifications

Actuarial Certifications

Industry Keywords

PBMHealth PlanActuarial ScienceRisk ManagementClient Value Maximization

About the role

Key responsibilities & impact

Perform financial analysis and underwriting activities
Manage complex PBM pricing strategies and pricing deployment
Assess risk and develop recommendations to maximize client value while retaining margin
Develop pricing recommendations for multiple lines of business using competitive analysis
Assist Aetna Underwriting leadership with downstream pricing through segment-specific data
Complete tasks in Caremark Underwriting models
Modify Fee Authorization Forms appropriately
Conduct ad hoc analysis for internal and client requests
Develop and maintain relationships with Sales and Account Management
Work with Caremark and Aetna Finance partners on margin budget development and validation
Create and update complex Pricing Commitment Documents reflecting pricing and contract terms
Advise Caremark Legal as the Underwriting subject matter expert during contract negotiations
Analyze and advise on implementation scenarios related to regulatory changes
Coordinate with internal partners to facilitate accurate and timely pricing-strategy implementation
Report to the Senior Manager of PBM Underwriting

Requirements

What you’ll need

3 years in a health plan actuarial role, PBM financial analysis or underwriting role, or comparable industry experience
Prior PBM/Health Plan or PBM/Employer experience preferred
Actuarial experience and Actuarial certifications a plus
Strong technical skills, particularly in Excel
Bachelor's degree in mathematics, finance, statistics, actuarial science or other risk management or data related fields or equivalent experience
Ability to analyze and make recommendations when not all information is available
Ability to self-direct to find solutions with minimal guidance
Ability to work independently and as part of a group in a fast-paced environment
Ability to manage tight deadlines
Leading-edge knowledge of PBM plan management strategies and solutions

Benefits

Comp & perks

Medical coverage
Dental coverage
Vision coverage
Paid time off
Retirement savings options
Wellness programs
Other resources supporting physical, emotional, and financial well-being
CVS Health bonus, commission or short-term incentive program in addition to base pay