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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive expertise in consumer financial regulations, payment capabilities, and banking services, with a strong ability to negotiate complex commercial agreements and provide strategic legal counsel. Proficient in leveraging technology and regulatory insights to enhance legal processes and influence product strategy.
Highest-signal resume keywords
J.D. From An Accredited Law School7–10 Years Of Relevant Legal ExperienceDeep Expertise In Consumer Banking And Payments RegulationsExperience Advising On State Licensing RequirementsAbility To Independently Evaluate Complex Legal Issues
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Negotiating Commercial AgreementsEvaluating Complex Legal IssuesAdvising On Consumer Financial RegulationsRegulatory Change ManagementLegal Workflow Automation
Soft Skills
Strategic CounselInfluencing Product StrategyCross-Functional Collaboration
Tools & Technologies
AILegal Technology
Certifications & Qualifications
Active Membership In Good Standing With A State Bar
Industry Keywords
Consumer Financial ServicesFintechBankingBaaSNACHA RulesBSA/AMLRegulation EDigital AssetsEmerging Payment TechnologiesFinancial Services Regulatory Advocacy
About the role
Key responsibilities & impact- Partner with cross-functional teams to advise on new product launches, payment capabilities, banking services, and enhancements to existing products
- Provide strategic counsel on consumer financial regulations, state licensing, payments, bank partnerships, and emerging regulatory requirements
- Draft, review, and negotiate complex commercial agreements with financial institutions, payment processors, fintech partners, and technology providers
- Serve as a subject matter expert on BaaS, NACHA rules, payment networks, BSA/AML, fraud, privacy, and consumer servicing matters
- Monitor regulatory developments and evaluate emerging financial technologies
- Translate evolving regulatory requirements into practical business recommendations
- Build scalable legal processes and strengthen regulatory monitoring
- Leverage technology, AI, and outside counsel to improve Legal efficiency and impact
- Advise teams across Product, Engineering, Risk, Compliance, and Operations
- Influence product strategy and legal decisions across banking, lending, payments, and subscription products
Requirements
What you’ll need- J.D. from an accredited law school
- Active membership in good standing with a state bar
- 7–10 years of relevant legal experience in consumer financial services, fintech, banking, or a related regulatory practice
- Deep expertise in consumer banking and payments regulations, including Regulation E, NACHA rules, card network requirements, BSA/AML, and state money transmission laws
- Strong working knowledge of FCRA/FACTA, SCRA/MLA, FDCPA, FDIC insurance requirements, and GLBA/Regulation P
- Experience advising on state licensing requirements, regulatory change management, and banking or lending operations
- Ability to independently evaluate complex legal issues, negotiate commercial agreements, and provide actionable, business-oriented counsel
- Experience advising a neobank, banking-as-a-service platform, or consumer-facing fintech
- Familiarity with digital assets, emerging payment technologies, or financial services regulatory advocacy
- Experience improving legal workflows through automation or AI
Benefits
Comp & perks- Equity
- Flexible hours and virtual-first work culture
- Home office stipend
- Premium Medical, Dental, and Vision Insurance plans
- Generous paid parental and caregiver leave
- 401(k) savings plan with matching contributions
- Financial advisor and financial wellness support
- Flexible PTO and generous company holidays, including Juneteenth and Winter Break
- All-company in-person events once or twice a year
- Virtual events throughout to connect with team members and leadership
- Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
