Senior Director, Assistant General Counsel, Product & Regulatory

Dave

. Lead legal strategy for Dave’s banking, lending, payments, neobanking, and subscription products from early concept through launch and ongoing operations .

Posted 9/29/2026full-timeRemote • United StatesSenior💰 $274,000 - $325,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive legal expertise in consumer financial services and fintech, with a strong focus on regulatory compliance, product structuring, and state licensing strategies. Proven ability to lead legal teams, manage complex regulatory relationships, and communicate effectively with executive leadership and boards.

Highest-signal resume keywords

J.D. From An Accredited Law SchoolActive Bar Membership12+ Years Of Legal And Regulatory ExperienceDeep Experience With Banking, Lending, And PaymentsStrong Knowledge Of Consumer Financial Services Laws

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Regulatory ComplianceProduct StructuringState Licensing ManagementRegulatory Change InitiativesLegal LeadershipBaaS Partnership StructuresConsumer Financial Services RegulationsRegulatory Exams SupportAudits ManagementLegal Function Scaling

Soft Skills

Executive-Level CommunicationTeam DevelopmentJudgmentOwnershipProfessional Growth

Industry Keywords

Consumer Financial ServicesFintechDigital BankingPaymentsNMLS RequirementsTILATISAEFTAFCRAGLBA

About the role

Key responsibilities & impact

Lead legal strategy for Dave’s banking, lending, payments, neobanking, and subscription products from early concept through launch and ongoing operations
Partner with Product, Design, Marketing, Engineering, Security, Risk, and Compliance
Advise on product structure, onboarding, disclosures, pricing, servicing, and terms
Build and lead a proactive regulatory monitoring and change-management program covering federal and state developments
Own senior legal relationships with sponsor banks, program partners, payment processors, and outside counsel
Oversee BaaS arrangements, audits, program changes, and card-network requirements
Lead Dave’s state licensing strategy, including NMLS-related requirements
Provide legal leadership during regulatory exams, bank partner reviews, and audits
Manage, coach, and develop senior legal professionals
Set expectations for quality, judgment, ownership, and professional growth
Plan for future capability and succession needs
Serve as a senior advisor to Product, Risk, Compliance, executive leadership, and potentially the Board

Requirements

What you’ll need

J.D. from an accredited law school
Active bar membership in good standing
12+ years of legal and regulatory experience in consumer financial services and/or fintech, including significant experience advising on product and regulatory matters
Deep experience with banking, lending, payments, digital financial products, and BaaS partnership structures
Strong knowledge of consumer financial services laws and regulations, including TILA, TISA, EFTA, FCRA, GLBA, UDAAP, ROSCA, and related state consumer protection and licensing requirements
Demonstrated experience managing state licensing requirements and building or maintaining state regulatory requirements inventories
Experience supporting state and federal regulatory exams, audits, and regulatory change initiatives
Proven people leadership experience, including developing senior attorneys or comparable legal professionals and building strong, accountable teams
Executive-level communication skills and ability to make complex legal and regulatory issues clear to senior leaders and, when needed, the Board
Experience in fintech, digital banking, payments, or financial services technology
Experience across both law firm and senior in-house roles
Experience building or scaling an in-house legal function
Recognized subject-matter expertise in consumer fintech product or regulatory matters
Must be permanently authorized to work in the United States without visa sponsorship

Benefits

Comp & perks

Offers equity
Offers bonus
Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
Flexible hours and virtual-first work culture with a home office stipend
Premium Medical, Dental, and Vision Insurance plans
Generous paid parental and caregiver leave
401(k) savings plan with matching contributions
Financial advisor and financial wellness support
Flexible PTO and generous company holidays, including Juneteenth and Winter Break
All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team