Real Estate Loan Processor

Deerwood Bank

. Process real estate loan files independently and on time .

Posted 11/5/2026full-timeDeerwood • Minnesota • United StatesJuniorMid-Level💰 $25 - $30 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates in-depth knowledge of the mortgage process, including FNMA guidelines and compliance regulations. Excels in customer service, attention to detail, and the ability to prioritize tasks in a fast-paced environment.

Highest-signal resume keywords

Mortgage ExperienceFNMA Guidelines KnowledgeAttention To DetailCustomer Service SkillsRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan ProcessingData EntryUnderwriting Documentation PreparationChange-In-Circumstance ValidationFee Calculation ReviewRecord MaintenanceKeyboarding SkillsOffice Equipment OperationWorkflow PrioritizationFast-Paced Environment Adaptability

Soft Skills

Interpersonal SkillsOral Communication SkillsWritten Communication SkillsIndependent JudgmentPositive Attitude

Tools & Technologies

Mortgage SystemsSpreadsheetsDatabasesPresentation SoftwareFax MachineScanner/CopierPhone System

Industry Keywords

HMDA RegulationsTILATRIDECOAFair HousingFair Lending

About the role

Key responsibilities & impact

Process real estate loan files independently and on time
Enter customer information accurately
Review and process loan documents, contracts, disclosures, and FNMA guidelines for accuracy and compliance
Input loan origination data into mortgage systems
Verify borrower information and prepare underwriting documentation
Collaborate with Loan Officers, Loan Coordinators, Underwriters, Loan Funders, and the Servicing Team
Monitor disclosure delivery timing for mortgage lending products
Ensure disclosures are compliant and accurate
Monitor rate lock and closing dates
Validate change-in-circumstance scenarios and re-disclosures
Review calculated fees for each change-in-circumstance scenario
Maintain meticulous records for audits and comply with federal regulations and banking standards
Adhere to HMDA regulations
Build and maintain positive relationships with customers, co-workers, and investors
Meet crucial deadlines
Clear conditions proactively to move files toward closing
Provide backup to other Mortgage Department positions
Perform other assigned duties and projects

Requirements

What you’ll need

2+ years of mortgage experience in a high-volume fast-paced environment required
Excellent customer service and ability to work in a team environment
Ability to prioritize and make ‘on-the-spot’ decisions that impact the customer, weighing customer satisfaction with exposure to loss or fraud
In-depth knowledge of mortgage process
Ability to effectively operate office equipment, including personal computer, fax, scanner/copier, printer, phone system, applications, spreadsheets, databases, and presentation software
Strong keyboarding skills
Strong interpersonal skills
Attention to detail and positive attitude
Excellent oral and written communication skills
Ability to display independent judgment
Excellent organization, workflow prioritization, adaptability, and flexibility
Ability to work in a fast-paced environment while maintaining a high degree of accuracy
Knowledge of FNMA (Fannie Mae) guidelines, contracts, disclosures, TILA, HMDA, TRID, ECOA, Fair Housing, and Fair Lending regulations
Must stay current on applicable product guidelines, processes, government regulations, and industry compliance best practices

Benefits

Comp & perks

Medical insurance, including virtual telemedicine and mental health counseling
Health Savings Account
Flexible Spending Account (health, limited purpose health, and dependent care)
Dental insurance
Vision insurance
Life insurance (basic and voluntary)
Short-term disability insurance
Long-term disability insurance
Adoption Assistance Program
Employee Assistance Program
PTO
Paid Volunteer Time Off
Paid holidays
401(k) with company match (eligible on the first of the month following 2 months of employment)
Financial wellness education
Free or reduced fees for banking products and services
Employee Referral Bonus
Benefits available to employees working 30 or more hours per week on the first of the month following date of hire
Some flexibility on start or stop times