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Enova International

Analytics Analyst – Fraud

Enova International

. Develop, deploy, and monitor models and pattern-recognition algorithms to detect emerging and shifting fraud trends across lending products .

Posted 10/15/2026full-timeChicago • Illinois • United StatesMid-LevelSenior💰 $63,000 - $95,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in developing and deploying models and algorithms for fraud detection, utilizing Python for data analysis and SQL for querying complex datasets. Strong analytical skills are complemented by foundational knowledge in statistical methods and machine learning, with a focus on improving fraud-risk processes.

Highest-signal resume keywords
Python ProgrammingSQL QueryingStatistical MethodsMachine LearningFraud Detection

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Data AnalysisPredictive ModelingPattern RecognitionAd Hoc AnalysisFeature Refinement
Soft Skills
Problem-SolvingInquisitive MindsetClear Communication
Tools & Technologies
AI ToolsRelational Databases
Industry Keywords
FraudFintechLendingRisk StrategiesVerification Processes

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Develop, deploy, and monitor models and pattern-recognition algorithms to detect emerging and shifting fraud trends across lending products
  • Write customized Python programs for data analysis and predictive modeling
  • Query large, complex datasets in SQL
  • Partner with Fraud Operations through the full detection loop
  • Pull data together and surface suspicious patterns
  • Incorporate investigation results to refine features and reduce false positives and false negatives
  • Conduct ad hoc analysis on large, complex datasets to scope fraud trends
  • Recommend risk, verification, and operational strategies
  • Communicate findings clearly to cross-functional partners
  • Provide requirements and support implementation
  • Help improve underwriting and verification processes from a fraud-risk perspective

Requirements

What you’ll need
  • Bachelor's degree in a quantitative field (Statistics, Mathematics, Economics, Computer Science, or similar) or equivalent experience
  • Solid programming skills for data analysis demonstrated through work, internships, coursework, or personal projects
  • Working knowledge of relational databases (SQL)
  • Foundational knowledge of statistical methods and machine learning
  • Comfort using AI tools to improve workflow and delivery
  • Strong problem-solving instincts and an inquisitive, dig-deeper mindset
  • Prior experience is not required; fraud, fintech, or lending exposure is a plus, while interest in them is required
  • Eligible to work in the United States
  • Enova does not sponsor visas or take over sponsorship

Benefits

Comp & perks
  • Hybrid schedule with remote flexibility on Mondays and Fridays
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a Roth option (U.S. Based employees only)
  • PTO and paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day
  • Potential bonus
  • Company benefits for full-time employees