Senior Credit Analyst

Enterprise Bank & Trust

. Provide analytical and administrative support to commercial, commercial real estate, and consumer lending departments .

Posted 11/3/2026full-timeUnited StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial statement evaluation, and commercial banking practices while effectively leading and mentoring a team of analysts. Proficient in managing multiple projects and providing analytical support to enhance credit policies and procedures.

Highest-signal resume keywords

Credit Analysis ExperienceFinancial Statement EvaluationCommercial Banking KnowledgeTeam Leadership and MentoringProject Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement SpreadingRisk AssessmentLoan StructuringMarket AnalysisSensitivity AnalysisCredit Policy DevelopmentLoan ReviewAnalytical SkillsNegotiation Skills

Soft Skills

Interpersonal SkillsWritten CommunicationVerbal CommunicationConfidentiality MaintenanceCoaching and Development

Tools & Technologies

Microsoft OfficeLoan Origination SoftwareBusiness Intelligence ToolsDatabase ApplicationsFinancial Analysis Software

Industry Keywords

Commercial LendingBanking PoliciesCollateral AssessmentCredit ObligationsRegulatory Compliance

About the role

Key responsibilities & impact

Provide analytical and administrative support to commercial, commercial real estate, and consumer lending departments
Lead the credit analyst team and work directly with the Chief Credit Officer
Mentor and train credit analysts, interns, and analyst interns
Analyze financial statements and apply commercial credit, commercial banking, and banking policies
Prepare analyses of risks and mitigations for complex commercial loan requests
Assess collateral guarantors' financial condition and prepare sensitivity analyses
Conduct market and industry analyses
Contribute to commercial credit policies and procedures
Propose alternative loan structures
Oversee projects, including planning, assigning, monitoring, reviewing, and evaluating work
Manage multiple projects, time, and resources within deadlines
Provide borrowers with financial statement information using appropriate software
Review financial analysis reports and serve as a technical resource for credit software
Monitor new laws and regulations affecting credit practices
Recommend changes in risk grades
Provide and maintain credit obligations reports
Perform loan reviews as requested

Requirements

What you’ll need

5-7 years prior credit analysis experience
Bachelor's Degree; Business, finance, accounting major preferred, other majors with a business minor also acceptable; or equivalent experience
Knowledge of banking industry practices relative to commercial banking
Proven superior analytical skills
Strong negotiating skills
Strong written, verbal and interpersonal skills; ability to maintain confidentiality of information
Understanding of complex financial statements and personal/corporate tax returns
Proficiency with Microsoft Office products and financial statement spreading software
Expert computer skills, including loan origination software and MS Office applications, specifically MS Word and Excel
Expert understanding of business intelligence/database tools and applications
Ability to coach and develop others
Ability to provide feedback/train new credit analysts
Ability to plan and conduct special projects or assignments
Ability to complete drug and background check screenings

Benefits

Comp & perks

Annual paid volunteer time off
Charitable-matching opportunities
Array of associate benefits
Professional growth opportunities
Accommodation support for applicants with disabilities