FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Senior Analyst, Commercial QA
EQ Bank | Equitable Bank. Perform reviews and assessments of activities performed by individuals within the Bank’s first-line Operations .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in residential mortgage underwriting processes, regulatory compliance, and quality assurance frameworks. Capable of conducting thorough assessments, analyzing documentation, and providing actionable recommendations to mitigate risks.
Highest-signal resume keywords
Residential Mortgage UnderwritingQuality Assurance Framework DevelopmentRegulatory Compliance (OSFII B20, AML/ATF)Analytical SkillsCommunication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Mortgage Documentation ReviewCredit Risk AnalysisData Accuracy ValidationFraud DetectionOperational AnalysisRisk AssessmentTDS/GDS CalculationAuditingTraining Documentation PreparationPresentation Skills
Soft Skills
Organizational SkillsAttention to DetailInterpersonal SkillsSelf-MotivatedTeam Collaboration
Tools & Technologies
Microsoft OutlookMicrosoft WordMicrosoft ExcelMicrosoft PowerPointSherlock
Industry Keywords
Residential Mortgage OriginationMortgage Insurer Requirements (CMHC, Genworth)Fraud OperationsContinuous ImprovementFirst-Line Operations
About the role
Key responsibilities & impact- Perform reviews and assessments of activities performed by individuals within the Bank’s first-line Operations
- Assist the Manager in developing and maintaining the Quality Assurance Framework for the SFR business
- Execute necessary activities within the Quality Assurance Framework
- Discuss and report findings to relevant stakeholders
- Ensure processes align with current policies and procedures, operate effectively, and coordinate with affected departments
- Conduct objective assessment and analysis of SFR mortgage files and documentation, including replicating credit decisions and recalculating TDS/GDS
- Review mortgage applications, credit approval forms, corporate documentation, credit reports, income/employment documentation, and funding documentation for accuracy and completeness
- Read and understand Credit Risk Analysis and substantiate observations
- Review data accuracy and integrity in internal systems
- Analyze and validate reported observations and document findings
- Record suspected fraud accounts in Sherlock and perform broader risk assessments
- Identify emerging fraud trends, systematic issues, and patterns
- Escalate and report evidence of fraud
- Support front-line business initiatives affecting review processes or business objectives
- Provide professional written and verbal customer service to other departments
- Maintain knowledge of SFR products, operations, processes, systems, risks, and controls
- Communicate status reports and duty prioritization with the Manager, Quality Assurance
- Prepare training documentation and assist with training staff or peers
- Review regulations, policies, and procedures and support continuous improvement of the QA Framework
- Coordinate or support special reviews and assignments requested by the CRO or Director, Fraud Operations
- Conduct credit/operational analysis reviews for due diligence related to potential acquisitions
- Review other staff members’ work for consistency and coaching purposes
Requirements
What you’ll need- A minimum of five years’ experience in a Canadian financial institution
- A minimum of three to five years in a related role pertaining to residential mortgage origination (underwriting and operational)
- Ability to review residential mortgage documentation, audit, perform analyses, validate and document potential risk to determine appropriate corrective action and/or make recommendations
- In-depth understanding of residential mortgage underwriting processes and requirements
- Sound understanding of mortgage-related regulatory requirements (OSFII B20, AML/ATF)
- Understanding of mortgage insurer requirements (CMHC, Genworth)
- PC skills including Microsoft Outlook, Word, Excel, PowerPoint, related applications and other organizational software
- Excellent organizational skills and ability to complete responsibilities in a busy and time-sensitive environment
- Strong analytical skills
- Strong verbal and written communication skills
- Attention to detail and ability to identify potential problems within files
- Self-motivated
- Strong interpersonal skills
- Ability to work effectively in a team setting
- Ability to conduct presentations if required
Benefits
Comp & perks- Competitive discretionary bonus
- Market leading RRSP match program
- Medical, dental, vision, life, and disability benefits
- Employee Share Purchase Plan
- Maternity/Parental top-up while you care for your little one
- Generous vacation policy and personal days
- Virtual events to connect with your fellow colleagues
- Professional development and comprehensive Career Development program
- Hybrid work arrangement
- Barrier-free recruitment process and work environment
- Accommodation support during recruitment
- Criminal background check and credit check for candidates considered for hire