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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit risk management, including strategy development, analytics consulting, and product management for credit card offerings. Proficient in statistical analysis and financial modeling to drive insights and improve portfolio performance.
Highest-signal resume keywords
Credit Risk ManagementAnalytics ConsultingSAS ProficiencySQL ProficiencyPython Proficiency
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Policy DevelopmentStatistical AnalysisLoss ForecastingFinancial ModelingMarket SizingKPI DefinitionA/B TestingRisk-TieringAcquisition UnderwritingPortfolio Performance Monitoring
Soft Skills
Strong CommunicationStakeholder ManagementTeam Leadership
Industry Keywords
KYCAMLBankingFintechConsumer Lending
Tech Stack
Tools & technologiesPythonSQL
About the role
Key responsibilities & impact- Develop and implement credit risk strategies with Regulatory, Product, Marketing, Analytics, Fraud, and Risk teams
- Present insights and recommendations to senior leadership and secure approval for policy and strategy changes
- Design, test, and deploy credit policy changes, including risk-tiering and acquisition underwriting for credit card portfolios
- Own product management for credit card offerings and digital journeys
- Define requirements and KPIs, prioritize roadmaps, and run A/B and rule experiments
- Lead marketing analytics for acquisition and portfolio growth
- Measure campaign performance, funnel conversion, segmentation, acquisition cost, and lifetime value against risk-adjusted returns
- Size markets and build business cases for new product launches and market entries
- Embed KYC, AML, and regulatory requirements from launch
- Monitor portfolio performance through executive dashboards, analyze trends and loss forecasts, and recommend actions to improve risk-adjusted returns and portfolio health
Requirements
What you’ll need- Bachelor's or higher degree in engineering or a related field
- 6+ years in credit risk management with a focus on strategy development
- Analytics consulting experience in banking, including product or marketing analytics for credit card or consumer lending portfolios
- Strong proficiency in SAS, SQL, or Python
- Experience in statistical analysis, loss forecasting, simulation-based market sizing, and financial modeling
- Experience owning or partnering on strategy for credit card or digital products, including requirements, KPIs, roadmap prioritization, and launches from concept to scale
- Strong communication and stakeholder management skills across all levels
- Proven record of leading and developing high-performing teams
- Experience in a bank or fintech analytics, risk, or fraud team
Benefits
Comp & perks- Annual bonus
- Benefits information available through US Careers and Benefit
