FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Quality Control reviews of residential mortgage loan files, including compliance validation and defect identification. Proficient in analyzing borrower financials and preparing structured reports for management.
Highest-signal resume keywords
Mortgage Quality ControlCompliance ValidationDefect IdentificationRoot Cause AnalysisLoan File Review
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
FOIR/DTI ValidationLTV/CLTV ValidationIncome CalculationCredit AssessmentDefect GradingTrend AnalysisAdvanced ExcelSQLPower BIUnderwriting Validation
Soft Skills
Strong CommunicationAnalytical Skills
Tools & Technologies
Loan Origination SystemsUnderwriting Platforms
Certifications & Qualifications
MBACACFAFRMPRM
Industry Keywords
Fannie MaeFreddie MacFHAVAConventional LoansJumbo LoansRegulatory AuditsQC AuditsInternal Control Testing
Tech Stack
Tools & technologiesSQL
About the role
Key responsibilities & impact- Perform pre-funding and post-funding Quality Control reviews of residential mortgage loan files
- Independently validate FOIR/DTI, LTV/CLTV, income calculations, and borrower eligibility criteria
- Review income proofs, employment verification, bank statements, tax returns, and credit bureau reports
- Validate property appraisals, title reports, insurance, and legal documentation
- Assess compliance with Fannie Mae, Freddie Mac, FHA, VA, investor, regulatory, and internal credit requirements
- Identify, document, and classify QC defects by severity
- Perform root cause analysis and identify control gaps
- Re-perform credit assessments and highlight discrepancies in underwriting decisions
- Track and report defect trends, recurring issues, and process gaps
- Prepare review summaries, dashboards, and management reports
- Collaborate with underwriting, operations, credit policy, and compliance teams on findings and remediation
- Participate in calibration exercises and quality assurance processes
Requirements
What you’ll need- MBA/CA or equivalent
- 3–8 years of experience in mortgage QC, underwriting, or retail credit roles
- Strong understanding of US residential mortgage products, including conventional, FHA, VA, and jumbo
- Experience in mortgage QC/QA, including pre-funding and post-closing reviews, defect identification, and compliance validation
- Knowledge of Fannie Mae, Freddie Mac, and agency lending standards
- Familiarity with defect grading, sampling, underwriting re-performance, and root cause analysis
- Ability to analyze borrower financials and validate underwriting calculations
- Experience preparing structured QC reports, trend analysis, and management-ready findings
- Strong analytical skills and experience in loan file review and underwriting validation
- Advanced Excel skills
- Strong communication skills with ability to articulate QC findings and recommendations
- Power BI or SQL exposure is an added advantage
- CFA, FRM, PRM, or mortgage-specific certifications are good-to-have
- Experience with Loan Origination Systems and underwriting platforms is good-to-have
- Exposure to regulatory audits, QC audits, or internal control testing environments is good-to-have
Benefits
Comp & perks- Competitive salary
- Supportive and inclusive culture
- Global scale and career development opportunities
- Technology and resources to build your career
- Professional development through collaboration with experienced teams