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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in data analysis and visualization, with a strong focus on lending metrics and performance optimization. Proficient in SQL and experienced in using BI tools to deliver actionable insights and support data-driven decision-making.
Highest-signal resume keywords
SQL ProficiencyData AnalysisDashboard DevelopmentCredit AnalyticsA/B Testing
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Data AnalysisDashboard DevelopmentCredit AnalyticsA/B TestingData StorytellingPerformance ReportingSegmentation ModelingRisk SegmentationData AutomationCohort Analysis
Soft Skills
Problem-SolvingCritical ThinkingStakeholder Communication
Tools & Technologies
SQLPythonRPower BITableauLooker
Industry Keywords
Lending LifecyclePortfolio PerformanceData GovernanceFinancial Data IntegrityCentral Bank Compliance
Tech Stack
Tools & technologiesETLPythonSQLTableau
About the role
Key responsibilities & impact- Analyze large datasets across the lending lifecycle, including acquisition, underwriting, disbursement, repayment, collections, and recovery
- Identify trends, risks, and opportunities to improve portfolio performance
- Deliver actionable insights to Credit, Operations, Product, and Leadership teams
- Build and maintain real-time dashboards tracking PAR, NPLs, recovery rates, and disbursement volumes
- Automate recurring daily, weekly, and monthly performance reports
- Ensure data accuracy, consistency, and accessibility across teams
- Support development and monitoring of credit scoring models using telco, behavioral, banking, and device data
- Track portfolio health metrics, including PAR 30/90, roll rates, and default rates
- Conduct cohort analysis to evaluate loan performance and risk segmentation
- Analyze repayment behavior and optimize collections strategies
- Build segmentation models for early-stage, late-stage, and high-risk borrowers
- Support skip tracing and recovery optimization using data insights, including escalation effectiveness
- Partner with Product teams to track user journeys, conversion funnels, and drop-off points
- Design and evaluate A/B tests to improve acquisition, engagement, and repayment rates
- Provide insights to optimize pricing, loan offers, and customer targeting
- Work with Data Engineering to improve data pipelines, ETL processes, and warehouse structures
- Automate manual reporting processes using SQL, Python, or BI tools
- Ensure data governance and analytics best practices
- Support reporting requirements aligned with Central Bank of Nigeria guidelines
- Ensure integrity of financial and risk data used for audits and regulatory submissions
- Success metrics include accurate and timely reporting, improved portfolio performance, increased collections efficiency, faster decision-making through real-time dashboards, and measurable impact of data-driven experiments
- First six months: deliver functional lending and collections dashboards, reduce defaults and improve recovery rates, automate reporting, collaborate with Credit, Operations, and Product teams, and influence business decisions through data-driven recommendations
Requirements
What you’ll need- 5+ years of experience in Business Intelligence, Data Analytics, or a similar role, preferably in fintech, banking, or lending
- Strong proficiency in SQL (mandatory)
- Experience with Python or R (preferred)
- Experience with BI tools such as Power BI, Tableau, or Looker
- Strong understanding of lending metrics, including PAR, NPL, roll rates, and recovery rates
- Ability to translate data into clear business insights and recommendations
- Experience working with large, complex datasets
- Data analysis and storytelling
- Dashboard development and visualization
- Credit and risk analytics
- Experimentation and A/B testing
- Problem-solving and critical thinking
- Stakeholder communication
Benefits
Comp & perks- Private Health Insurance
- Pension Plan
- Training & Development
- Performance Bonus