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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in designing and building scalable backend services and distributed systems, with a strong focus on relational database design, API development, and cloud infrastructure. Proven ability to mentor engineers and contribute to a collaborative engineering culture while ensuring system reliability and performance.
Highest-signal resume keywords
Backend DevelopmentDistributed Systems DesignRelational Database DesignRESTful API DevelopmentCloud Infrastructure
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Software EngineeringSystem DesignData StructuresPerformance TuningAutomated TestingCI/CDDebuggingQuery OptimisationMicroservices ArchitectureEvent-Driven Architecture
Soft Skills
Problem-SolvingCollaborationMentoring
Tools & Technologies
Observability ToolsPerformance Monitoring Tools
Industry Keywords
LendingCreditFintechPaymentsRisk Management
Tech Stack
Tools & technologiesCloudDistributed SystemsMicroservices
About the role
Key responsibilities & impact- Design, build, and maintain scalable backend services and distributed systems
- Develop reliable APIs and services that support lending and credit-related products
- Design, optimise, and maintain relational databases and data models
- Identify and resolve performance, scalability, and reliability bottlenecks
- Contribute to architectural decisions and technical design discussions
- Build systems with strong consideration for availability, fault tolerance, security, and data consistency
- Work closely with Product, Data, Risk, and other Engineering teams to deliver impactful solutions
- Review code, provide technical guidance, and contribute to engineering best practices
- Investigate and resolve complex production issues
- Improve system observability, monitoring, and overall operational reliability
- Mentor other engineers and contribute to a strong engineering culture
Requirements
What you’ll need- 5+ years of professional software engineering experience, with strong backend development experience
- Strong experience designing and building distributed systems and scalable backend applications
- Experience working within lending, credit, fintech, payments, or a closely related financial domain
- Strong understanding of relational database design, indexing, query optimisation, and performance tuning
- Experience designing and consuming RESTful APIs and working with service-oriented or microservices architectures
- Strong understanding of software engineering principles, system design, and data structures
- Experience working with cloud infrastructure and modern development/deployment practices
- Strong problem-solving and debugging skills
- Experience with automated testing, CI/CD, and production software development
- Ability to work effectively in a collaborative, fast-paced engineering environment
- Nice to have: Experience building or scaling credit decisioning, loan management, repayment, or risk-related systems
- Nice to have: Experience with event-driven architectures, messaging systems, and asynchronous processing
- Nice to have: Experience working with high-volume transactional systems
- Nice to have: Experience with observability and performance monitoring tools
- Nice to have: Experience mentoring engineers or providing technical leadership
Benefits
Comp & perks- Private Health Insurance
- Pension Plan
- Training & Development
- Remote work
- Paid Time Off