SBA Loan Officer

Ffin Eyewear

. Originate, structure, underwrite, and execute complex SBA 7(a) and 504 lending transactions .

Posted 11/12/2026full-timeAbilene • Texas • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in structuring and underwriting SBA 7(a) and 504 lending transactions, with a strong focus on financial analysis, risk assessment, and compliance with SBA regulations. Proven ability to collaborate effectively with Relationship Managers and clients to drive loan origination and closings.

Highest-signal resume keywords

SBA Loan Products KnowledgeFinancial Statement AnalysisCommercial Lending ExperienceCredit TrainingCustomer Service Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingFinancial AnalysisRisk AssessmentTransaction StructuringDebt RefinancingCash Flow EvaluationCollateral AssessmentCredit PresentationOpportunity AssessmentDocumentation

Soft Skills

Attention to DetailProblem-SolvingCommunication SkillsTeam CollaborationInitiative

Tools & Technologies

Microsoft WordMicrosoft Excel

Industry Keywords

SBA 7(a) LendingSBA 504 LendingCommercial Real Estate FinancingBusiness AcquisitionsOwner-Occupied FinancingWorking Capital FacilitiesDebt Service CapacityBank Credit PolicySBA SOP ComplianceCustomer Service First Culture

About the role

Key responsibilities & impact

Originate, structure, underwrite, and execute complex SBA 7(a) and 504 lending transactions
Handle business acquisitions, partner buyouts, ownership transitions, owner-occupied commercial real estate, equipment financing, debt refinancing, and working capital facilities
Evaluate borrower financial performance, cash flow sustainability, debt service capacity, collateral adequacy, and transaction risk
Structure financing solutions aligned with bank credit policy and SBA SOP requirements
Advise business owners, Relationship Managers, and referral partners on credit, regulatory, and SBA requirements
Lead transactions through opportunity assessment, pre-screening, financial analysis, underwriting, credit presentation, approval, documentation, and closing
Collaborate with Relationship Managers and credit partners on deal structuring, underwriting strategy, risk assessment, and client communication
Originate new SBA loan business through Relationship Managers, customers, prospects, and internal and external lead generation
Provide guidance to loan prospects regarding SBA lending
Work with the SBA Lending team to drive loan closings and fundings
Promote bank services to develop long-term customer relationships
Participate in the Customer Service First sales and service culture and follow company policies and procedures

Requirements

What you’ll need

Business Degree with emphasis in accounting, finance, or marketing, as well as credit training and/or minimum 2 years commercial lending experience; relevant work experience may substitute for the degree requirement
Working knowledge of SBA Loan Products including the SBA’s Standard Operating Procedures
Formal credit training is preferred
Ability to analyze financial statements of various business types, personal financial statements, and tax returns
Strong attention to detail and problem-solving skills
Ability to prioritize work in a fast-paced, deadline-driven environment
Exceptional written and verbal communication skills
Ability to thrive in a collaborative, team-oriented environment
Excellent customer service and interpersonal skills
Strong personal drive, initiative, and demonstrated work ethic
Ability to work independently and with limited supervision
Proficiency in Microsoft Word, Excel, and related computer applications
Ability to function within a team-focused environment

Benefits

Comp & perks

Employer investment in employee development
Dynamic work environment
Diverse, collaborative workplace
Equal Opportunity Employer
Protected Veterans/Individuals with Disabilities