Cards Technical Specialist

Financial Conduct Authority

. Provide expert advice and industry insight on technical aspects of payments, with a focus on card payments .

Posted 10/22/2026full-timeLondon • United KingdomMid-LevelSenior💰 £74,900 - £102,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in card payments and payment services regulation, with the ability to analyze complex issues and provide actionable recommendations. Proficient in policy development and stakeholder engagement within the payments industry.

Highest-signal resume keywords

Significant Experience In Payments IndustryDeep Knowledge Of UK Card Payment SystemsStrong Understanding Of Payment Services RegulationExcellent Written And Verbal Communication SkillsKnowledge Of Emerging Payment Technologies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Card Payments ExpertisePolicy DevelopmentRegulatory Decision-MakingComplex Issue AnalysisHigh-Quality Document ProductionConsultation ProcessesGovernance SupportStakeholder EngagementRecommendations PresentationMarket Participant Knowledge

Soft Skills

Collaborative WorkInfluencing SkillsTime ManagementAdaptabilityTeamwork

Tools & Technologies

Open BankingAPIsDigital WalletsEmbedded FinanceReal-Time PaymentsAI Developments

Industry Keywords

VisaMastercardIssuersAcquirersPayment FacilitatorsMerchantsUK Payments RegulationPSDIFRSEPA

About the role

Key responsibilities & impact

Provide expert advice and industry insight on technical aspects of payments, with a focus on card payments
Work collaboratively with colleagues to develop policy proposals and take them through internal and external processes
Write documents, engage with industry, support governance, consultation and policy impact assessment
Draft briefings and papers explaining complex issues within tight timeframes
Present recommendations to the PSR Board and Executive Committee
Maintain a deep understanding of payments developments and identify issues impacting the PSR’s responsibilities
Work with external stakeholders including the payments industry, Bank of England, FCA, HM Treasury, CMA, European Commission, overseas central banks and other regulators
Share cards expertise with colleagues to support policy development

Requirements

What you’ll need

Significant experience within the payments industry, particularly card payments
Deep knowledge of UK card payment systems, card scheme economics, commercial models and key market participants, including Visa, Mastercard, issuers, acquirers, payment facilitators and merchants
Strong understanding of payment services regulation and the regulatory landscape, including UK payments regulation
Excellent written and verbal communication skills
Experience producing high-quality papers, briefings, recommendations, or policy-related documents for senior stakeholders within tight deadlines
Experience influencing and engaging industry participants, regulators, government bodies and senior decision-makers
Knowledge of policy development, consultation, governance, or regulatory decision-making processes
Ability to analyse complex payments issues and translate technical, commercial and regulatory considerations into practical recommendations
Knowledge of emerging payment technologies and business models, including Open Banking, APIs, digital wallets, embedded finance, real-time payments and AI-related developments within payments
Knowledge of European and international payments regulation, including PSD, IFR, SEPA and broader global payments developments
Experience working effectively within multidisciplinary teams and managing competing priorities in a fast-paced environment

Benefits

Comp & perks

28 days annual leave plus bank holidays
Non-contributory pension (8–12% depending on age)
Life assurance at eight times your salary
Private healthcare with Bupa
Income protection
24/7 Employee Assistance
35 hours of paid volunteering annually
Flexible benefits scheme designed around your lifestyle
Flexible working solutions, including options like part-time and job sharing where applicable
Colleagues spend a minimum of 50% of their working time in the office each month