Chief Lending Officer

First Bank & Trust

. Manage the overall asset quality of the organization, including the factoring division .

Posted 11/6/2026full-timeUnited StatesLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in bank lending and credit administration, with a strong focus on asset quality management, regulatory compliance, and team leadership. Proven ability to mentor staff, oversee loan operations, and implement effective policies and strategies to achieve organizational objectives.

Highest-signal resume keywords

Bachelor's DegreeTen Years Of Progressive Experience In Bank LendingUnderwriting LoansLoan StructuringRegulatory Requirements Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AdministrationLoan OperationsLoan ServicingQuality ControlLoan WorkoutsAsset Quality ManagementCompliance ProceduresRisk Exposure ManagementAllowance For Credit LossesConcentration Limits Monitoring

Soft Skills

Team LeadershipMentoringOpen CommunicationMotivating StaffCollaboration

Industry Keywords

Factoring DivisionExecutive Credit CommitteeLoan Treasury CommitteePolicies And GuidelinesRegulatory ExaminationsInternal AuditsBusiness LoansCompliance TrainingLending ActivitiesLoan Portfolio

Tech Stack

Tools & technologies

Unity

About the role

Key responsibilities & impact

Manage the overall asset quality of the organization, including the factoring division
Build, lead, and motivate staff consistently with the organization's vision and objectives
Lead the team and develop teamwork, open communication, and unity
Provide oversight of all services offered
Mentor staff and ensure they are trained, evaluated, and motivated
Manage the overall direction of credit administration, including quality control, loan operations, and loan servicing
Support and guide bank presidents and loan officers on credit-related issues, asset quality, and healthy growth
Advise Regional Credit Managers and customers regarding application or interpretation of policies and guidelines
Manage credits representing current or potential risk exposure
Seek and engage technology to streamline processes and lead identified new systems and processes
Chair the Executive Credit Committee and review large loan requests
Chair the Loan Treasury Committee and set loan rates throughout the organization
Oversee Allowance for Credit Losses levels and ensure calculations comply with applicable regulations
Correct deficiencies identified in internal and external audits and regulatory examinations
Determine and monitor concentration limits within the loan portfolio
Monitor laws and regulations impacting lending and factoring activities
Maintain Loan Policy and Guidelines to ensure business loans and factoring comply with applicable laws and regulations
Serve as an active member of the Executive Committee
Plan and establish broad policies, philosophies, and strategies to attain organizational goals and objectives

Requirements

What you’ll need

Bachelor's degree
Ten years of progressive experience in bank lending, or the equivalent
Demonstrated skills in underwriting loans
Experience managing large credits
Experience with loan structuring
Experience with loan workouts
Knowledge of loan operations and servicing
Knowledge of regulatory requirements
Ability to adhere to FBT policies and procedures
Ability to adhere to compliance procedures and participate in required compliance training

Benefits

Comp & perks

Equal Opportunity, Affirmative Action employer
Reasonable accommodation available for the application or interview process