Senior Fraud Governance Analyst

First Citizens Bank

. Develop, implement, and document the Bank's Enterprise Fraud Governance & Program framework, including refreshes .

Posted 11/9/2026full-timeRemote • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Enterprise Fraud Governance and Risk Management, with a strong focus on regulatory compliance and operational risk assessment. Proficient in developing and implementing fraud programs, conducting risk assessments, and engaging with stakeholders to enhance fraud controls and governance processes.

Highest-signal resume keywords

Enterprise Fraud GovernanceRegulatory ComplianceRisk AssessmentFraud PreventionFinancial Governance, Risk and Compliance (GRC)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Fraud Risk ManagementOperational Risk ManagementData AnalysisRisk Control IdentificationAudit PreparationProject ManagementDocumentation SkillsTrend AnalysisRegulatory Guidance FamiliarityFraud Program Implementation

Soft Skills

Interpersonal SkillsCommunication SkillsCollaborationTime ManagementProblem-Solving

Tools & Technologies

ArcherMicrosoft SuiteCoPilotExcelPowerPointOutlookWord

Certifications & Qualifications

Certified Fraud Examiner (CFE)

Industry Keywords

Bank OperationsFinancial ServicesEnterprise Risk ManagementOperational RiskFinancial Crimes InvestigationRegulatory RequirementsFraud TrendsAudit ResponseStakeholder CommunicationContinuous Improvement

About the role

Key responsibilities & impact

Develop, implement, and document the Bank's Enterprise Fraud Governance & Program framework, including refreshes
Serve as the subject matter expert and connection point on fraud risks and controls for first-line business partners
Work with first-line and second-line functions to strengthen compliance with regulatory expectations, Bank Policies, and Standards
Support risk assessments and document inherent and residual risk, compensating controls, stakeholder communications, approvals, and remediation-plan monitoring
Report fraud-program activities
Support the design, communication, implementation, and execution of Enterprise Fraud Management's Fraud Program and mandates
Ensure consistent execution of Fraud Governance oversight, Fraud Program responsibilities, regulatory compliance, monitoring, issue management, Audit response, remediation, and communications with senior leadership
Lead delivery and collaborate with stakeholders to identify risks and assess fraud controls during routine Risk and Identity Theft assessments
Identify controls, risks, operational gaps, and deficiencies; outline self-identified issues and mitigation plans; execute and escalate issues as appropriate
Develop analysis and reports to monitor and report fraud risks
Review governance processes, recommend changes, and potentially lead implementation to ensure continuous improvement and regulatory adherence
Participate in working groups and develop fraud training and awareness for internal and external customers
Engage in professional networks to stay informed about current and emerging fraud trends and issues
Stay familiar with regulatory requirements for Enterprise Fraud
Analyze data, identify trends, and summarize information for actionable reporting
Schedule meetings, document Fraud Risk Committee minutes, maintain accurate records, roadmaps, and procedures
Complete other assigned tasks

Requirements

What you’ll need

Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Bank Operations including Branch Operations, Fraud Prevention, or Financial Crimes Investigation
6+ years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management or Audit
Familiarity with regulatory guidance pertaining to enterprise risk and operational risk (e.g., FDIC, FRB, OCC, CFPB, etc.)
Experience in financial Governance, Risk and Compliance (GRC)
Proficient in Operations Risk platform such as Archer
Experience working in complex and changing business and operating environments
Ability to interact and communicate effectively with various levels of management
Strong project management skills with demonstrated ability to manage expectations and deliver results with a high degree of accuracy and ability to meet delivery timeframes
Exceptional interpersonal and communication skills, both verbal and written
Proficient skills with the Microsoft Suite, including CoPilot, Word, Excel, PowerPoint, and Outlook
Collaborative and experience balancing multiple projects and priorities while maintaining a focus on timelines and deliverables
Experience with preparing for external audits and compiling materials to regulators as needed
Preferred License or Certification: Certified Fraud Examiner (CFE)

Benefits

Comp & perks

Competitive, thoughtfully designed and quality benefits program
Benefits information available at https://jobs.firstcitizens.com/benefits