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First Citizens Bank

Summer Intern – Credit/Commercial Banking

First Citizens Bank

. Gain exposure to commercial banking and the credit underwriting process .

Posted 9/30/2026internshipRaleigh • North Carolina • United StatesEntry LevelWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong verbal and written communication skills, critical thinking, and the ability to adapt to changing priorities while collaborating on commercial banking and credit underwriting processes.

Highest-signal resume keywords
Credit Underwriting ProcessResearch and AnalyticsProject ManagementVerbal and Written CommunicationCritical Thinking

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Soft Skills
MultitaskingAdaptabilityTeam CollaborationProblem SolvingTaking Direction
Industry Keywords
Commercial BankingCredit Cycle ReviewsProcess ImprovementProfessional DevelopmentNetworking

About the role

Key responsibilities & impact
  • Gain exposure to commercial banking and the credit underwriting process
  • Collaborate with team members on credit cycle reviews
  • Attend meetings with key partners and stakeholders
  • Develop understanding of commercial underwriting from initial analysis through final credit review
  • Support research, analytics, projects, strategy, process review and improvement, and technology enhancements
  • Attend professional development, informational, networking, and community service events
  • Complete an assigned project to improve a process or solve a problem
  • Present the assigned project to local leaders and key stakeholders
  • Prepare and deliver a wrap-up presentation outlining internship accomplishments and experience

Requirements

What you’ll need
  • High School Diploma or GED and 1 year of experience
  • Currently enrolled at an accredited collegiate institution during the summer program
  • Ability to work 40 hours per week for the duration of the program
  • Preferred: Rising Junior
  • Preferred: 3.0 minimum GPA
  • Strong verbal and written communication skills
  • Critical thinking skills
  • Ability to multitask
  • Ability to adapt and adjust priorities based on business needs
  • Ability to take direction and absorb information quickly

Benefits

Comp & perks
  • Professional development sessions
  • Informational sessions
  • Networking events
  • Community service events
  • Dedicated manager and program manager support
  • Internship project experience
  • Competitive benefits program (details provided via employer benefits page)