Business Banking – Portfolio Manager I

Flagstar Bank

. Manage an assigned portfolio of Small Business and/or Business Banking loans .

Posted 10/15/2026full-timeRemote • United StatesJuniorMid-Level💰 $57,873 - $90,294 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis and portfolio management, ensuring compliance with Bank Credit Policy while effectively engaging with stakeholders to support business development. Proficient in analyzing financial statements and monitoring loan performance to mitigate risk exposure.

Highest-signal resume keywords

Credit Analysis TechniquesFinancial Statement AnalysisPortfolio ManagementRegulatory ComplianceStakeholder Relationship Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement AnalysisPortfolio ManagementLoan StructuringRisk AssessmentFinancial ResearchCredit Policy ComplianceDecision-MakingProblem-SolvingAnalytical Skills

Soft Skills

Communication SkillsOrganizational SkillsCustomer OrientationSelf-MotivationAttention to Detail

Tools & Technologies

Microsoft WordMicrosoft ExcelMicrosoft OutlookFinancial Research Tools

Industry Keywords

Small Business BankingCommercial LendingConsumer LendingBorrower Performance ReviewsFinancial CovenantsBank Risk ExposureCompliance Training

About the role

Key responsibilities & impact

Manage an assigned portfolio of Small Business and/or Business Banking loans
Ensure credit structures remain appropriate and comply with Bank Credit Policy
Conduct periodic borrower performance reviews, analyzing repayment capacity, leverage, and key risk factors
Prepare documented recommendations and identify early warning signals
Escalate issues and recommend modifications, renewals, or restructuring
Partner with SBCs and Relationship Managers to provide credit expertise and support business development for companies up to $10MM in revenue
Engage borrowers, attorneys, accountants, and external advisors to validate financial performance and address portfolio issues
Collaborate with Credit Officers and senior leaders on credit decisions
Track financial statements, tax returns, borrowing base certificates, guarantor information, and covenant documentation
Monitor financial covenants, loan terms, portfolio risk trends, and exceptions
Ensure compliance with regulatory requirements and mitigate bank risk exposure
Perform special projects and additional duties as required
Complete required compliance training and maintain compliance with applicable laws and regulations
Use independent judgment and discretion to make decisions and analyze and resolve problems

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent) in Business, Finance, or related field
2+ years of experience in credit analyst, portfolio management or commercial/consumer lending
Strong knowledge of financial statements and credit analysis techniques
Proficiency in Microsoft Word, Excel, Outlook, and financial research tools
Excellent analytical, problem-solving, and decision-making skills
Strong written and verbal communication skills
Effective organizational skills and attention to detail
Customer-oriented, self-motivated, entrepreneurial, and innovative approach
Ability to build and maintain effective stakeholder relationships
Ability to travel as needed
Moderate physical exertion and stamina, including standing, sitting, walking, driving, or infrequent lifting
Qualified applicants with arrest or conviction records will be considered in accordance with applicable fair chance laws

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Comprehensive leave program
Variable incentives, bonuses, commissions, or other awards may be included in total compensation