Credit Products Analyst I

Flagstar Bank

. Support Credit Products Specialists in underwriting and monitoring commercial loans across various business segments within Commercial & Private Banking .

Posted 11/4/2026full-timeNew York City • New York • United StatesJunior💰 $47,007 - $79,484 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial statement analysis, credit risk assessment, and compliance with regulatory standards. Proficient in Microsoft Excel for financial modeling and capable of building effective stakeholder relationships.

Highest-signal resume keywords

Financial Statement AnalysisCredit Risk FundamentalsMicrosoft Excel ProficiencyRegulatory ComplianceCredit Products Support

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk Rating GenerationCovenant Compliance TrackingCredit Due DiligenceMarket AnalysisCollateral AnalysisFinancial ModelingCredit Policy UpdatesPortfolio ReviewsCredit Approval Preparation

Soft Skills

Strong Communication SkillsProactive CollaborationRelationship BuildingProblem SolvingTime Management

Tools & Technologies

Microsoft ExcelMicrosoft WordMicrosoft PowerPoint

Industry Keywords

Commercial LendingCredit RiskFinancial ReportingCompliance TrainingCredit Decision-Making

About the role

Key responsibilities & impact

Support Credit Products Specialists in underwriting and monitoring commercial loans across various business segments within Commercial & Private Banking
Perform financial statement analysis and assess trends
Generate risk ratings and accompanying analyses
Track and review covenant compliance and borrowing base reports
Conduct annual and periodic portfolio reviews
Perform ongoing credit due diligence
Assist Credit Products Specialists in structuring new loans and modifications
Support preparation of credit approval memoranda
Prepare market and collateral analysis
Order and review due diligence reports, including appraisals, environmental reports, and credit reports
Participate in credit training programs
Attend deal screen meetings to gain exposure to credit decision-making
Engage in mentoring opportunities with senior team members
Assist with updating credit policies and procedures
Develop efficiencies in credit analysis workflows
Support ad hoc and special projects
Make decisions using independent judgment and discretion
Analyze and resolve problems
Adhere to regulatory and compliance policies and standards

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related discipline
1+ years of experience
Basic understanding of financial statements and credit risk fundamentals
Ability to interpret financial data, identify trends, and assess risk factors
Accuracy in financial analysis and reporting
Ability to handle multiple tasks while meeting deadlines
Strong verbal and written communication skills
Proficient in Microsoft Excel, including spreadsheets and basic financial modeling
Proficient in Microsoft Word and PowerPoint
Willingness to develop expertise in commercial lending and credit risk
Ability to build and maintain effective relationships with stakeholders
Ability to communicate clearly, engage in proactive collaboration, and leverage cross-functional insights
Ability to identify client needs and deliver tailored solutions
Ability to comply with applicable federal, state, and local laws and regulations
Ability to complete required compliance trainings

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Comprehensive leave program
Variable incentives, bonuses, commissions, or other awards may be included in total compensation