Senior Credit Risk Quantitative Model Analyst

Flagstar Bank

. Develop and apply mathematical or statistical methods to organize, interpret, and summarize numerical data from multiple sources .

Posted 9/18/2026full-timeRemote • United StatesSenior💰 $91,069 - $160,740 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in developing and validating credit risk models, applying advanced statistical techniques, and ensuring compliance with regulatory standards. Proficient in translating complex model results for diverse audiences while maintaining strong stakeholder relationships.

Highest-signal resume keywords

Credit Risk Model DevelopmentStatistical Analysis TechniquesR, SAS, SQL, or Python ProficiencyGAAP and Regulatory ComplianceModel Performance Monitoring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Model DevelopmentStatistical MethodsPredictive AnalysisLogistic RegressionMachine LearningModel ValidationProgramming User InterfacesRisk Rating FrameworksData InterpretationModel Calibration

Soft Skills

Analytical ThinkingAttention to DetailCommunication SkillsProblem SolvingStakeholder Relationship Management

Tools & Technologies

NCinoAdvanced Statistical Software

Industry Keywords

Basel IIIDodd-Frank Act Stress TestingCCARBank AccountingRegulatory Reporting

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Develop and apply mathematical or statistical methods to organize, interpret, and summarize numerical data from multiple sources
Develop credit risk rating models and other credit risk-related initiatives
Derive well-reasoned and supportable model assumptions
Monitor the performance and calibration of existing models
Implement models transparently and maintainably in code within loan origination applications
Document modeling and analysis work to meet internal, GAAP, and regulatory requirements
Translate model theory and results for non-quantitative audiences
Develop and support controls for the model implementation framework
Support independent model validation, internal and external audits, and regulatory reviews
Address model issues and remediation actions with model users, validators, and regulators
Collaborate with Accounting, Treasury, Credit, Lines of Business, Model Risk Management, and Enterprise Technology
Perform special projects and additional duties as required
Complete required compliance training and maintain regulatory compliance

Requirements

What you’ll need

Undergraduate degree (4 years or equivalent); a Bachelor’s degree in a quantitative field with additional certifications or experience
6+ years of model development, model performance monitoring, or validation experience, particularly in credit risk
Experience with at least one of R, SAS, SQL, or Python
Experience with commercial dual risk rating frameworks, especially PD/LGD/EAD modeling approaches
Experience developing credit risk models and programming user interfaces
Experience with nCino implementation of risk rating models and financial spreading process
Working knowledge of GAAP, Basel III, Dodd-Frank Act Stress Testing, CCAR, and bank accounting/regulatory reporting requirements
Ability to use advanced statistical and mathematical software for descriptive, predictive, and prescriptive analysis
Ability to apply statistical techniques such as segmentation, logistic regression, sensitivity analysis, and machine learning
Strong analytical and critical thinking skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Ability to articulate ideas, analytic insights, and recommendations to technical and non-technical audiences, including executives
Ability to identify key problems, conduct in-depth research, and articulate well-reasoned solutions
Ability to build and maintain effective stakeholder relationships
Ability to maintain compliance with applicable federal, state, and local laws and regulations
Travel is not required
No unusual physical exertion is involved

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Comprehensive leave program
Variable incentives, bonuses, commissions, or other awards may be included in total compensation