FHA Loss Analyst

Freedom Mortgage

. Complete loss analysis reviews to safeguard the servicer’s assets and ensure compliance with insurer requirements .

Posted 9/30/2026full-timeRemote • New Jersey • United StatesMid-LevelSenior💰 $43,000 - $50,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in loss analysis, claims processing, and compliance with government regulations, ensuring accuracy and efficiency in reporting and rebuttal of claims. Proficient in Microsoft Office, particularly advanced Excel, with strong analytical and organizational skills.

Highest-signal resume keywords

Loss Analysis ReportingClaims ProcessingFHA, VA, and GSE Claims GuidelinesAdvanced Excel KnowledgeGovernment Regulations Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loss AnalysisClaims ProcessingAuditingRebuttal of Compensatory FeesQuality Control ReviewsReport WritingData CompilationTime ManagementAttention to DetailAnalytical Skills

Soft Skills

Excellent Communication SkillsOrganizational SkillsProblem-Solving SkillsStrong Work EthicsAbility to Meet Deadlines

Tools & Technologies

Microsoft OfficeExcelWord Processing SoftwareSpreadsheet SoftwareAccounting Software

Industry Keywords

Claims Filing ComplianceInvestor Claims ProcessingGovernment Claims AuditsCurtailments ProcessAccounts ReceivableAccounts Payable

About the role

Key responsibilities & impact

Complete loss analysis reviews to safeguard the servicer’s assets and ensure compliance with insurer requirements
Analyze and rebut insurer curtailments for government-insured filed claims, including conveyance, claims for advances, loss mitigation and non-conveyance claims
Perform quality control reviews for default claims, including supplemental claims to reduce loss exposure
Provide weekly, monthly or management-directed claims loss analysis reports
Assist in compiling claims data for government claims audits
Review audit findings and provide rebuttal responses
Complete monthly write-offs of remaining balances once all claims and supplemental funds are received
Act as a subject matter expert to the claims department regarding claims filing compliance
Correspond with vendors and site employees
Serve as a point of contact and liaison for invoicing and remittance policies and procedures
Perform other related duties as assigned
Maintain regular and punctual attendance and work necessary hours to ensure success

Requirements

What you’ll need

High School diploma or equivalent required
Minimum of five years of experience in the rebuttal of compensatory fees and curtailments process, investor claims processing, auditing and loss analysis reporting; or equivalent combination of education and experience
Strong understanding of FHA, VA and GSE claims guidelines
Excellent organization skills
Attention to detail with a high level of accuracy
Excellent communication skills
Analytical and problem-solving skills
Ability to meet deadlines in a fast-paced environment
Ability to manage time well and prioritize tasks
Microsoft Office experience and advanced Excel knowledge
Ability to write reports and correspondence
Proficient in word processing, spreadsheet, accounting, general ledger, accounts receivable, accounts payable, e-mail and internet software
Ability to meet critical departmental and federal timelines with accuracy and efficiency
Strong work and business ethics
An in-depth understanding of all government regulations pertaining to claims filing and reimbursement
Bachelor's Degree from a four-year college or university preferred

Benefits

Comp & perks

PTO
Medical insurance
Dental insurance
Vision insurance
401(k) plan with company match
Life insurance
Long-term disability options
Short-term disability options
FSA/HSA
Tuition reimbursement
Other voluntary benefits