High Risk Specialist

Freedom Mortgage

. Review vacant FHA and VA loans before foreclosure sale for advance disposition decisioning .

Posted 9/23/2026full-timeRemote • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical and problem-solving skills in reviewing FHA, VA, and GSE claims guidelines, while effectively managing high-risk circumstances to mitigate losses. Proficient in utilizing Microsoft Office and advanced Excel for data analysis and reporting.

Highest-signal resume keywords

FHA Claims GuidelinesVA Claims GuidelinesGSE Claims GuidelinesAdvanced Excel KnowledgeAnalytical Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisCharge-Off RecommendationsFinancial Gain EstimationModel Logic ValidationRecovery Strategy Monitoring

Soft Skills

Organizational SkillsTime ManagementAttention to DetailProblem-Solving Skills

Tools & Technologies

Microsoft Office

Industry Keywords

Disposition ModelREO PropertiesInvestor ClaimsDefault LeadershipHigh-Risk Circumstances

About the role

Key responsibilities & impact

Review vacant FHA and VA loans before foreclosure sale for advance disposition decisioning
Review newly vacant FHA post-sale properties managed through the conveyance process
Gather required information and enter it into a Disposition Model to estimate financial gain or loss
Recommend resolutions to maximize and accelerate fund recovery
Review investor/insurer claims paid on properties moved into REO and validate model logic
Provide feedback on Disposition Model updates based on corporate initiatives, investor/insurer guidelines, trends, and other circumstances
Research charge-off requests and reasons
Develop written charge-off recommendations
Present charge-off and low-balance loan recommendations to Default leadership for approval
Submit charge-off recommendations to investors according to guidelines
Process charge-offs or approved outcomes in systems of record
Research and analyze high-risk circumstances and their impacts on borrowers, Freedom Mortgage, investors/insurers, and default timelines
Manage high-risk circumstances promptly to mitigate losses
Determine and monitor effective recovery strategies when applicable
Prepare chronologies and recommendations for Default leadership
Maintain regular and punctual attendance
Perform other related duties as assigned

Requirements

What you’ll need

High School Graduate/GED required
Two (2) to four (4) years of related experience
Strong understanding of FHA, VA and GSE claims guidelines
Excellent organizational and time management skills
Attention to detail with a high level of accuracy
Analytical and problem-solving skills
Microsoft Office experience and advanced Excel knowledge
Must be able to perform essential functions with or without reasonable accommodation
Must occasionally lift and/or move up to 25 pounds
No licensing, certification, or registration required

Benefits

Comp & perks

Reasonable accommodations for individuals with disabilities
Equal employment opportunity protections
Moderate-noise work environment
Full-time employment