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Freedom Mortgage

SPOC Servicing Supervisor

Freedom Mortgage

. Oversee and ensure compliance of the Single Point of Contact (SPOC) team in the Loss Mitigation group .

Posted 11/5/2026full-timeRemote • United StatesJuniorWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in loss mitigation processes, compliance with FHA, VA, and CFPB guidelines, and effective team management. Capable of training staff, conducting performance evaluations, and implementing procedural improvements to enhance operational efficiency.

Highest-signal resume keywords
Loss Mitigation ExpertiseTeam ManagementFHA/VA CompliancePerformance EvaluationTraining and Development

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Loss Mitigation ProcessesForeclosure AvoidanceFHA GuidelinesVA GuidelinesUSDA GuidelinesFNMA KnowledgeFHLMC KnowledgeMathematical AnalysisReport WritingBusiness Correspondence
Soft Skills
LeadershipCommunicationProblem SolvingInterpersonal SkillsTime Management
Industry Keywords
CFPB ComplianceFair Debt Collection Practices ActFair Lending ActFair Housing ActMortgage Loan Servicing RequirementsBankruptcy LawsAudit ManagementChange ManagementConsumer Contacts DocumentationPerformance Metrics

About the role

Key responsibilities & impact
  • Oversee and ensure compliance of the Single Point of Contact (SPOC) team in the Loss Mitigation group
  • Manage a team of 10–12 SPOC Specialists
  • Handle daily supervisory functions including timecards, interviews, and coordination with HR on disciplinary action
  • Hold daily team huddles to review changes, answer questions, and provide updates
  • Conduct regular 1:1s with phone agents regarding scorecard trends, opportunities, and career pathing
  • Conduct side-by-side call observations and provide live feedback and direction
  • Coordinate agent schedule changes and adherence concerns with the Command Center
  • Provide direction on department goals and call focus based on Loss Mitigation touchpoints
  • Ensure agents meet call expectations and address performance gaps immediately
  • Assign SPOC agents to accounts and publish assigned accounts 2–3 times per week
  • Ensure Loss Mitigation Underwriting and SPOC operations comply with investor, agency/insurer, FHA, VA, and private mortgage insurance provider guidelines
  • Partner with Change Management to create and update job aids and communicate guideline and policy changes
  • Manage department work queues and ensure accurate system-of-record documentation of consumer contacts, requests, and next steps
  • Train and develop staff
  • Recommend and implement procedural changes and efficiency improvements
  • Assist mortgagors with foreclosure avoidance and identify retention options such as modifications, rate reductions, short sales, and principal balance reductions
  • Partner with Quality Assurance, Compliance, Risk, Audit, Management, Legal, supervisors, and the team to limit audit findings and mitigate financial and reputational exposure
  • Maintain regular and punctual attendance
  • Perform other related duties as assigned
  • Interview, hire, train, plan, assign, direct, appraise, reward, and discipline employees; address complaints and resolve problems

Requirements

What you’ll need
  • Bachelor’s Degree (B.A.) from a four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience
  • Knowledge of FHA, VA, USDA, FNMA, and FHLMC loss mitigation options and waterfall
  • Professional competency in loss mitigation and foreclosure processes and requirements for all states
  • Ability to work until 8pm EST
  • Ability to work 11am-8pm EST as a full-time shift
  • Ability to work one Saturday per month
  • Familiarity and compliance with CFPB requirements
  • In-depth knowledge of the Fair Debt Collection Practices Act (FDCPA), Fair Lending Act, Fair Housing Act, related state or federal mortgage loan servicing requirements, and related bankruptcy laws
  • Ability to read, analyze, and interpret business periodicals, professional journals, technical procedures, and governmental regulations
  • Ability to write reports, business correspondence, and procedure manuals
  • Ability to present information and respond to questions from managers, clients, customers, and the general public
  • Ability to apply mathematical concepts including probability, statistical inference, geometry, trigonometry, fractions, percentages, ratios, and proportions
  • Ability to solve practical problems and interpret written, oral, diagram, or schedule-based instructions
  • Ability to perform essential functions with or without reasonable accommodation
  • Occasionally lift and/or move up to 25 pounds

Benefits

Comp & perks
  • Comp day provided during the week of the monthly Saturday rotation
  • Equal employment opportunity and reasonable accommodation provisions