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Vice President – HELOC Servicing Program
Freedom Mortgage. Provide end-to-end program leadership and governance for HELOC servicing across the servicing lifecycle .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive expertise in HELOC servicing leadership, including governance, operational readiness, and cross-functional collaboration. Proficient in managing complex initiatives and translating regulatory requirements into effective operational processes.
Highest-signal resume keywords
HELOC Servicing LeadershipMortgage Servicing OperationsCross-Functional Initiative ManagementOperational Readiness and Change ManagementHELOC Product Knowledge
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
HELOC Servicing LifecycleRegulatory RequirementsBusiness ControlsOperational DocumentationServicing System ImplementationsAnalytical SkillsProblem-Solving SkillsDecision-Making SkillsChange ManagementPortfolio Acquisitions
Soft Skills
LeadershipCommunication SkillsRelationship ManagementOrganizational SkillsFacilitation Skills
Tools & Technologies
ICE MSPServicing SolutionsDigital Servicing
Industry Keywords
HELOC ProductsConsumer Loan ServicingInvestor GuidelinesServicing EnhancementsRisk Management
About the role
Key responsibilities & impact- Provide end-to-end program leadership and governance for HELOC servicing across the servicing lifecycle
- Serve as the business lead for the HELOC servicing program and coordinate across functional areas
- Maintain an integrated view of HELOC requirements, business decisions, dependencies, risks, readiness, and performance
- Partner with Technology, Product, Compliance, Risk, Legal, Finance, and Operations to define requirements, resolve decisions, and implement servicing solutions
- Establish and maintain the HELOC servicing operating model, including ownership, business rules, handoffs, escalation paths, governance, metrics, and reporting
- Drive continuous improvement and coordinate servicing enhancements, product changes, system changes, and new requirements
- Coordinate development and maintenance of HELOC policies, procedures, operational documentation, and business controls
- Lead organizational and operational readiness, including staffing/resource planning, communications, training, change management, and transition activities
- Serve as the primary cross-functional business liaison with vendors, strategic partners, and key stakeholders
- Coordinate servicing capabilities including loan boarding, conversions, transfers, account servicing, payments, ACH, cash management, payoffs, paydowns, rates, billing, escrow, customer care, digital servicing, delinquency, loss mitigation, default, charge-offs, reporting, and controls
- Perform special projects or strategic initiatives as assigned
- Provide guidance and share HELOC servicing best practices
- May supervise team members supporting the HELOC servicing governance program and provide cross-functional leadership across the organization
Requirements
What you’ll need- Minimum 10 years of mortgage/consumer loan servicing experience
- At least 5 years of direct HELOC servicing leadership experience
- Demonstrated leadership across multiple servicing functions
- Comprehensive knowledge of HELOC products and the end-to-end servicing lifecycle
- Strong knowledge of mortgage servicing operations, regulatory requirements, investor guidelines, business controls, and industry practices applicable to HELOC servicing
- Experience leading complex, cross-functional initiatives involving Operations, Technology, Product, Compliance, Risk, Legal, Finance, and external business partners
- Experience supporting servicing system implementations, conversions, portfolio acquisitions, and servicing transfers
- Ability to manage multiple priorities, dependencies, risks, and critical deadlines
- Strong analytical, problem-solving, organizational, and decision-making skills
- Ability to translate business and regulatory requirements into operational processes and controls
- Excellent verbal, written, presentation, and executive communication skills
- Strong facilitation and relationship-management skills
- Experience supporting operational readiness and change, including procedures, training, knowledge transfer, and change management
- Experience with ICE MSP (formerly Black Knight MSP) and HELOC/consumer servicing functionality strongly preferred
- Experience supporting diverse HELOC products, portfolios, and servicing relationships preferred
- High School diploma or equivalent is required
- Bachelor's degree in Business Administration, Finance, Accounting, or a related field preferred
- None required for certificates, licenses, or registrations
Benefits
Comp & perks- Remote work arrangement
- Equal employment opportunity protections
- Reasonable accommodation for disabilities