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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive experience in backend engineering with a focus on architecture and delivery of large-scale systems, particularly in fintech and digital banking. Proficient in designing distributed systems and APIs, with a strong emphasis on operational readiness and technical documentation.
Highest-signal resume keywords
Backend Engineering ExperienceJava And/Or Python ProficiencyDistributed Systems DesignAWS Or Equivalent Cloud PlatformsTechnical Documentation Production
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Backend EngineeringJavaPythonDistributed SystemsMicroservicesEvent-Driven ArchitectureAPI DesignHigh-Throughput ServicesTechnical DocumentationAI-Assisted Engineering Tools
Soft Skills
Problem-SolvingCommunication SkillsOwnership Mindset
Tools & Technologies
AWSCI/CDAutomated TestingMonitoring ToolsIncident Management
Industry Keywords
FintechDigital BankingLendingPaymentsMerchant PlatformsMerchant Cash AdvanceEmbedded FinanceRegulated EnvironmentsFinancial Services Workflows
Tech Stack
Tools & technologiesAWSCloudDistributed SystemsJavaMicroservicesPython
About the role
Key responsibilities & impact- Lead architecture and delivery for Merchant Lending services, including onboarding, offers, repayments, servicing, and integrations.
- Design distributed systems, APIs, and event-driven workflows supporting multi-country deployment and platform reuse.
- Drive technical decisions on service boundaries, integration patterns, scalability, resilience, observability, and operational readiness.
- Work with Product, Risk, Data, Operations, and Engineering teams to translate business requirements into technical solutions.
- Mentor engineers through design reviews, code reviews, and hands-on technical guidance.
- Improve engineering practices across CI/CD, automated testing, monitoring, documentation, and incident management.
- Support production operations, incident investigation, and root-cause analysis.
- Maintain architecture documentation, ADRs, API contracts, and operational runbooks.
- Promote practical use of AI tools to improve software delivery, testing, documentation, and engineering productivity.
Requirements
What you’ll need- 10+ years of backend engineering experience.
- Strong hands-on experience with Java and/or Python.
- Experience leading architecture and delivery of large-scale backend systems or platform products.
- Strong understanding of distributed systems, microservices, event-driven architecture, and API design.
- Experience building high-throughput, fault-tolerant backend services.
- Hands-on experience with AWS or equivalent cloud platforms.
- Experience producing technical documentation, including system design documents, ADRs, API specifications, and operational guides.
- Strong ownership and execution mindset.
- Strong problem-solving skills in complex integration and distributed system environments.
- Ability to communicate technical decisions to both engineering and business stakeholders.
- Strong written and verbal English communication skills.
- Practical experience using AI-assisted engineering tools.
- Experience in fintech, digital banking, lending, payments, or merchant platforms is nice-to-have.
- Experience with Merchant Cash Advance, working-capital lending, or embedded finance products is nice-to-have.
- Experience building multi-country or configurable platform products is nice-to-have.
- Familiarity with frontend technologies and API-driven product delivery is nice-to-have.
- Experience with observability, incident management, and production operations is nice-to-have.
- Experience operating systems in regulated environments is nice-to-have.
- Exposure to underwriting, repayment automation, partner integrations, or financial services workflows is nice-to-have.
Benefits
Comp & perks- Full salary and benefits during probation.
- Premium healthcare insurance for employees and dependents.
- Meal and parking allowances.
- 13th-month salary and performance bonus.
- 15 days annual leave plus 3 company sick leave days.
- Technical learning support, conferences, certifications, and internal knowledge-sharing programs.
- International working environment with a 40-hour work week, Monday to Friday.