Product Manager – Lending Platform

GoTymeX

. Manage the full product development lifecycle of the Lending Platform, from concept and customer research through design, launch, iteration, and support .

Posted 9/24/2026full-timeSingapore • SingaporeSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing the full product development lifecycle for lending platforms, with a strong focus on real-time decisioning architectures, API design, and compliance with credit regulations. Proven ability to lead cross-functional teams and navigate complex product delivery in multi-country environments.

Highest-signal resume keywords

Product ManagementReal-Time Decisioning ArchitecturesAPI DesignCredit and Lending Domain KnowledgeStakeholder Management

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Product Development LifecycleWorkflow OrchestrationRule EnginesFeature StoresModel ServingIFRS9 ReportingCredit DecisioningData AggregationNo-Code Rule ConfigurationQuantitative Analysis

Soft Skills

Outstanding CommunicationAttention to DetailLeadershipProblem-SolvingIntellectual Curiosity

Tools & Technologies

FlowableGDS LinkProvenirBPMNDigital Banking Platforms

Industry Keywords

Consumer LendingCredit RiskComplianceMulti-TenancyRegulatory Reporting

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Manage the full product development lifecycle of the Lending Platform, from concept and customer research through design, launch, iteration, and support
Own the vision, strategy, and roadmap of the Shared Lending Platform serving multiple consumer lending products and markets
Decide what is shared, product-specific, or configurable, and defend those platform boundaries
Set platform design principles covering API contracts, configuration versus code, multi-tenancy, abstraction layers, and reusability
Drive build-versus-buy decisions and conduct vendor evaluations with clear commercial and technical success criteria
Lead the platform’s role in real-time credit decisioning, including workflow orchestration, no-code rule configuration, feature stores, bureau integration, and champion/challenger model testing
Translate Risk, Credit, and Compliance requirements into engineering-ready platform specifications
Manage cross-lending product dependencies and delivery sequencing
Shape the platform’s role in IFRS9-grade reporting and customer-level data aggregation
Define how the platform serves features, captures decision metadata, and accelerates learning between origination, repayment behavior, and credit-strategy iteration
Partner with Credit Analytics and Group Credit Risk on credit-strategy discussions
Work closely with Business, Design, and Engineering teams

Requirements

What you’ll need

8+ years in Product Management, with a proven track record of building platform capabilities consumed by multiple product teams
Familiarity with the credit and lending domain, e.g., affordability assessment, scoring, champion/challenger experimentation, vintage analysis and IFRS9/ECL concepts
Hands-on experience with real-time decisioning architectures at scale, e.g., workflow orchestration (BPMN or similar), rule engines, feature stores, and model serving
Strong technical fluency in platform and API design and how to design platform surfaces that engineers want to build on
Experience navigating multi-country, multi-product delivery, including the regulatory, integration, and localisation differences across markets
Outstanding written and verbal communication in English, with the ability to write specifications that ship without ambiguity
Outstanding stakeholder management; able to land hard decisions with Risk, Credit, Engineering, Compliance, and country business leaders
Background in a digital bank, neobank, fintech credit business, or a quantitative environment (strong plus)
Experience with no-code rule-configuration tooling such as Flowable, GDS Link, Provenir, or similar (strong plus)
Experience defining the product surface for ML-assisted credit decisioning, including model lifecycle, monitoring, drift detection, and retraining workflows (strong plus)
Exposure to collections architecture and direct-debit rails (strong plus)
Experience with regulatory credit reporting and decisioning audit obligations (strong plus)
Comfortable in 0-to-1 environments with high execution risk
Comfortable with ambiguity, fast-paced environments, and complex challenges in a high-growth business
Intellectually inquisitive and curious about emerging technology
Strong attention to detail; practical, entrepreneurial, and quietly relentless
Track record of leadership and achievement

Benefits

Comp & perks

Competitive salary that recognizes your talent and potential
Performance-based bonus, including stock-based incentives for high performers
Conferences and expert-led training to accelerate your career
Flexibility to work from home or the office
Generous annual leave allowance, and paid day off for your birthday
Meal and parking allowances