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Credit Associate, Fund & Sponsor Banking
Grasshopper Bank. Serve as the credit specialist for Relationship Managers to drive loan growth across the bank's loan products .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit analysis, financial forecasting, and risk assessment while effectively communicating with clients and stakeholders. Proficient in analyzing financial statements and utilizing banking systems to support loan growth and mitigate credit risk.
Highest-signal resume keywords
Credit AnalysisFinancial ForecastingC&I Credit UnderwritingRelationship ManagementLoan Risk Assessment
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisDebt StructuringTrend AnalysisCovenant TestingProfit and Loss AnalysisBalance Sheet AnalysisCash Flow Analysis
Soft Skills
Clear CommunicationInterpersonal SkillsAttention to DetailProblem SolvingMultitasking
Tools & Technologies
Bank Loan SystemsAI-Based Underwriting SoftwareMicrosoft WordMicrosoft ExcelMicrosoft PowerPoint
Industry Keywords
Banking ExperienceFund and Sponsor BankingLoan ProductsCredit Risk ProfileBorrower Performance Monitoring
About the role
Key responsibilities & impact- Serve as the credit specialist for Relationship Managers to drive loan growth across the bank's loan products
- Recommend appropriate credit structures while maintaining the bank's credit risk profile
- Review and analyze prospective client performance and debt needs
- Coordinate with the credit team to assess the credit strength of new debt opportunities
- Build relationships with prospective borrowers, Relationship Managers, existing clients, and internal and external constituents
- Monitor existing borrower performance and identify deviations from agreed-upon covenants
- Proactively raise credit concerns to Relationship Managers to mitigate credit risk
- Conduct financial and collateral analysis for new and existing borrowers
- Perform historical trend analysis and financial forecasting
- Test financial covenants and other risk assessments under Loan & Security Agreements
- Use bank loan systems to enter financial information, prepare analyses, and produce management reports and summaries
- Communicate with clients, Relationship Managers, and bank leadership to resolve loan issues and questions
- Assist Relationship Managers with covenant reporting information and payment collection
Requirements
What you’ll need- Bachelor's degree in Accounting, Finance, or Economics or equivalent experience
- At least 4 years of relevant banking experience required
- Experience analyzing Fund and Sponsor Banking deals
- Experience underwriting C&I credits is ideal
- Clear communication across all organizational levels and with external contacts
- Superior interpersonal, verbal, and written communication skills
- Ability to multitask in a fast-paced environment and meet tight deadlines
- Strong attention to detail and accuracy
- Strong analytical skills and resourcefulness for in-depth industry and market analyses
- Ability to analyze profit and loss, balance sheet, and cash flow statements
- Ability to work independently and solve problems
- Expert knowledge of Word, Excel, and PowerPoint
- Comfortable working with AI-based underwriting and analysis software
Benefits
Comp & perks- Remote work flexibility
- Diversity of thought and perspective
- Inclusive partnership culture
- Cross-functional teamwork
- Collaboration-focused culture
- Accountability encouraged
- Successes celebrated