Head of Commercial Underwriting

Grasshopper Bank

. Manage the timely execution of underwriting and portfolio management processes throughout the Bank’s Commercial portfolio .

Posted 9/19/2026full-timeRemote • New York • United StatesLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive expertise in commercial lending, underwriting, and portfolio management, with a strong focus on risk assessment, compliance, and team leadership. Proven ability to analyze complex loans and develop strategies to mitigate portfolio risks while ensuring adherence to regulatory standards.

Highest-signal resume keywords

Commercial LendingUnderwritingRisk ManagementComplianceTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan ReviewCredit AnalysisPortfolio ManagementFinancial Statement ReviewCovenant ComplianceCollateral MonitoringProblem Loan IdentificationCredit Request ApprovalMarket Trend AnalysisRegulatory Compliance

Soft Skills

CoachingCollaborationCommunicationStrategic ThinkingProblem Solving

Certifications & Qualifications

Bachelor’s DegreeLending TrainingCompliance TrainingAudit Training

Industry Keywords

BankingCommercial PortfolioAggregate RiskLoan PolicyCredit Policies

About the role

Key responsibilities & impact

Manage the timely execution of underwriting and portfolio management processes throughout the Bank’s Commercial portfolio
Work with the Chief Credit Officer to manage aggregate risk in the Bank’s loan portfolio
Ensure commercial credit and collection policies, processes and procedures mitigate portfolio risks
Coordinate the management and workout of problem credits
Recommend strategies, lending objectives and the overall direction and operations of Commercial underwriting
Interface with the CCO and Deputy CCO to meet loan quality, risk rating and reporting goals
Meet compliance targets for annual reviews, risk ratings, covenant compliance and collateral monitoring
Approve credit requests within delegated approval authority, including new business, modifications and renewals
Build and coach the portfolio management and underwriting team; lead underwriters and portfolio managers
Partner with the executive team and finance on budgeting, expense control, performance goals and market trend analysis
Examine files for credit and collateral documentation, regulatory compliance and loan policy conformance
Prepare written analyses on large loans, aggregate lending versus borrower indebtedness, complex loans and weak loans
Identify problem loans and loans meeting non-accrual or charge-off criteria
Review customer financial statements, discounted cash flows, capital rate analyses and internal asset reviews

Requirements

What you’ll need

Bachelor’s degree (B.A.) plus additional lending, compliance and audit related training
Minimum 8–10 years’ experience in bank lending, underwriting, loan review and/or compliance experience or equivalent education in bank lending, loan review/compliance procedures and policies
Senior level experience in all facets of commercial lending

Benefits

Comp & perks

Remote work flexibility through a digital-first approach