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Property Claim Representative
Hastings Insurance Company. Manage an assigned caseload of property claims from initial investigation through resolution .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing property claims, including investigation, evaluation, and resolution of losses while ensuring compliance with regulations and company policies. Proficient in communication, negotiation, and customer service to facilitate timely claim settlements.
Highest-signal resume keywords
Property Claims HandlingClaim Investigation PracticesDamage AssessmentNegotiation SkillsMicrosoft Office Proficiency
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Property Claims ManagementCoverage DeterminationDamage EvaluationClaim Settlement ProceduresSalvage and Subrogation IdentificationOnsite Property InspectionsClaim DocumentationRegulatory ComplianceCritical ThinkingProblem-Solving
Soft Skills
Excellent Communication SkillsCustomer Service CommitmentOrganizational SkillsTime ManagementConflict Resolution
Tools & Technologies
Claim Management SystemsMicrosoft Office Applications
Certifications & Qualifications
State Adjuster License
Industry Keywords
Property InsuranceClaims Handling ProceduresFraud DetectionIndependent AdjustersLoss Control
About the role
Key responsibilities & impact- Manage an assigned caseload of property claims from initial investigation through resolution
- Investigate and evaluate property losses, determine coverage, assess damages, and negotiate claim settlements
- Communicate with policyholders, claimants, agents, and other involved parties
- Provide claim updates, explain the claim process, and facilitate timely resolutions
- Establish and maintain accurate claim reserves
- Document claim activities and ensure claim files reflect appropriate investigation and settlement decisions
- Identify and pursue salvage and subrogation opportunities to minimize claim costs
- Coordinate with independent adjusters, contractors, and outside experts
- Recognize potential fraudulent activity and refer matters to the Special Investigations Unit
- Collaborate with Underwriting, Loss Control, and Sales teams
- Maintain compliance with state and federal regulations, company policies, and claim handling procedures
- Conduct onsite property inspections and assess damages throughout the assigned territory
Requirements
What you’ll need- A minimum of two years of property claims handling experience is preferred, including experience investigating, evaluating, and resolving property losses
- Bachelor's degree is preferred; equivalent combination of education, training, and relevant work experience considered
- Strong understanding of property insurance coverage, claim investigation practices, damage assessment, and settlement procedures
- Excellent verbal, written, and interpersonal communication skills
- Strong customer service commitment
- Critical thinking, problem-solving, and decision-making abilities
- Negotiation and conflict resolution skills
- Strong organizational and time management skills
- Ability to independently manage competing priorities and an active claim caseload
- Proficiency with Microsoft Office applications and claim management systems
- Ability to work independently and collaborate with colleagues and external partners
- Ability to obtain and maintain applicable state adjuster licenses and continuing education requirements
- Regular daily travel throughout the assigned territory
- Occasional overnight travel may be required
- Ability to work Monday through Friday, 8:00 a.m. to 4:30 p.m.
Benefits
Comp & perks- 401(k) with company matching contributions
- Generous paid time off
- Tuition and professional development assistance
- Company performance-based incentive compensation opportunities
- Company vehicle provided
- Collaborative workplace culture
- Growth opportunities
- Remote work arrangement
- Company-paid travel associated with assigned territory inspections (implied by company vehicle and role duties)