Senior Liability Adjuster

High Definition Vehicle Insurance (HDVI)

. Independently investigate, evaluate, negotiate, and resolve complex commercial auto liability claims from assignment through final resolution .

Posted 11/2/2026full-timeRemote • South Carolina • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced knowledge in commercial auto liability claims, including coverage analysis, liability investigation, and settlement negotiation. Proven ability to manage high-exposure claims while maintaining regulatory compliance and delivering exceptional customer service.

Highest-signal resume keywords

Commercial Auto Liability Claims ExperienceBodily Injury EvaluationLitigation ManagementSettlement NegotiationClaims Management Technology Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Coverage AnalysisLiability InvestigationDamages EvaluationReservingNegotiationClaims Strategy DevelopmentAccident ReconstructionTelematics UsageCritical ThinkingProblem Solving

Soft Skills

Senior-Level CommunicationOrganizationLeadershipMentoringDecision Making

Tools & Technologies

Google WorkspaceAdobe AcrobatClaims Management TechnologySnapsheet

Certifications & Qualifications

Active Adjuster's License

Industry Keywords

Commercial Trucking OperationsMotor Carrier ExposuresHigh-Severity ClaimsLarge-Loss ClaimsRegulatory Compliance

About the role

Key responsibilities & impact

Independently investigate, evaluate, negotiate, and resolve complex commercial auto liability claims from assignment through final resolution
Conduct coverage, liability, causation, damages, and exposure investigations using reports, medical documentation, accident reconstruction, telematics, dash-camera footage, GPS/ELD data, and other evidence
Manage high-exposure and large-loss claims, identify severity indicators, escalate claims, and develop action plans
Evaluate bodily injury damages and establish, evaluate, and adjust loss and expense reserves
Negotiate settlements and pursue subrogation, contribution, indemnification, and other recovery opportunities
Manage litigated claims and defense counsel strategy, including budgets, discovery, depositions, experts, mediation, settlement conferences, and trial preparation
Coordinate Rapid Response, SIU, accident reconstruction, independent medical evaluations, investigators, experts, and specialized resources
Participate in large-loss reviews, severity roundtables, reserve reviews, mediations, and claim strategy discussions
Serve as a senior technical resource, mentor, and escalation point for less-experienced adjusters
Assist Claims leadership with file reviews, training, quality initiatives, process improvement, and emerging claim trends
Maintain proactive communication, comprehensive documentation, regulatory compliance, and customer focus
Manage complex claim inventory while meeting quality, productivity, customer service, cycle time, reserve accuracy, financial stewardship, and claim outcome expectations

Requirements

What you’ll need

5+ years of commercial auto liability claims experience
Significant experience independently handling bodily injury, attorney-represented, litigated, complex, large-loss, and high-severity claims from investigation through resolution
College education or equivalent combination of education and relevant claims experience preferred
Active Adjuster’s License and ability to obtain and maintain all required state licenses
Advanced knowledge of commercial auto claims, coverage analysis, liability investigation, negligence principles, damages evaluation, reserving, settlement negotiation, litigation management, commercial trucking operations, motor carrier exposures, and applicable state and federal regulations
Experience managing large-loss and high-exposure claims
Strong bodily injury evaluation capabilities
Strong litigation, negotiation, and vendor-management experience
Experience handling complex commercial trucking exposures, including large deductibles and Independent Owner-Operators
Ability to use telematics, dash-camera footage, GPS/ELD information, crash data, and other evidence
Strong reserving, analytical, critical-thinking, problem-solving, and independent decision-making skills
Senior-level communication, organization, and leadership capabilities
Ability to manage multiple complex claims, competing priorities, and critical deadlines
Ability to serve as a technical resource and mentor to less-experienced claims professionals
Proficiency with Google Workspace, Adobe Acrobat, and claims management technology
Snapsheet or similar platform experience preferred
Must be legally authorized to work in the United States for any employer
HDVI does not sponsor employment visas

Benefits

Comp & perks

Competitive salary and an enticing bonus program
Unlimited PTO with 11 paid holidays each year
Medical, Dental, Vision, Short/Long Term Disability, Basic Life, and AD&D
FSA / HSA programs
401(k) retirement plan with company match contribution
Inclusive Parental Leave policy
Wednesdays are standing meeting-free for focused work
Birthday meal reimbursement
Remote-friendly environment with periodic in-person team offsites