FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Risk Director
IFX Payments. Design, own, and ensure effective operation of the firm's enterprise-wide risk management framework .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive experience in enterprise-wide risk management, particularly within FCA-regulated financial services, with a strong focus on FX market, liquidity, and counterparty risks. Capable of leading risk oversight, engaging with senior management and regulators, and fostering a risk-aware culture across the organization.
Highest-signal resume keywords
Senior Risk Management ExperienceFX Market Risk UnderstandingMiFID KnowledgeThree-Lines-Of-Defence Model ExperienceRegulatory Engagement
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Risk IdentificationRisk AssessmentRisk MitigationRisk MonitoringScenario AnalysisStress TestingRoot-Cause AnalysisCapital AdequacyFraud Risk ManagementBusiness Continuity Planning
Soft Skills
Collaborative Team PlayerStrong Work EthicGrowth MindsetAdaptabilityResilience
Tools & Technologies
Payment Processing InfrastructureFX Execution PlatformsRisk Register ManagementRisk Assessment MethodologiesCompliance Systems
Industry Keywords
FCA PrinciplesElectronic Money InstitutionsPayments InstitutionFX ProviderMiFID-Exempt FX Products
About the role
Key responsibilities & impact- Design, own, and ensure effective operation of the firm's enterprise-wide risk management framework
- Define and embed risk appetite, tolerances, and escalation thresholds, subject to Board approval
- Ensure consistent risk identification, assessment, mitigation, and monitoring across payments and FX trading activities
- Maintain the firm-wide risk register and oversee risk assessment methodologies
- Provide independent oversight of FX market, liquidity, settlement, and counterparty risks
- Review and challenge treasury, hedging, liquidity management, stress testing, and scenario analysis
- Oversee prudential and financial resilience risks relevant to Electronic Money Institutions, including capital adequacy, safeguarding risk, and wind-down planning
- Oversee operational, outsourcing, third-party, ICT, cyber resilience, fraud, and business continuity risks
- Review material incidents and near misses, ensuring root-cause analysis and remediation tracking
- Provide risk oversight of payment processing infrastructure, FX execution platforms, and critical systems
- Assess conduct and reputational risks related to products, customer journeys, pricing, and FX execution
- Support risk culture aligned with FCA principles, Consumer Duty, and Treating Customers Fairly outcomes
- Provide risk input into product governance and new business initiatives
- Report independently to the Executive Committee, Board, and Audit & Risk Committee
- Challenge senior management on strategic decisions, growth initiatives, and material business changes
- Lead risk input into new product approvals, outsourcing decisions, and material change assessments
- Act as senior management contact for risk-related FCA matters, supervisory reviews, and thematic work
- Support regulatory submissions and reviews with risk assessments, scenario analysis, and management information
- Lead and develop the Risk function and promote risk awareness across first-line business functions
- Collaborate with the Compliance Director, Finance Director, MLRO, and other Senior Managers
- Line manage two team members
Requirements
What you’ll need- Senior risk management experience within an FCA-regulated financial services firm, ideally an EMI, payments institution, or FX provider, with MiFID experience
- Strong understanding of FX-related market, liquidity, and counterparty risks within a regulated environment
- Knowledge of both MiFID and MiFID-exempt FX products
- Demonstrable experience operating independently from compliance functions within a three-lines-of-defence model
- Proven ability to engage effectively with Boards, senior management, and regulators on risk matters
- Collaborative team player with a strong work ethic, growth mindset, and commitment to continuous improvement
- Adaptable, resilient, and able to perform effectively under pressure
- Must be eligible to work in the UK
- Successful candidates must undergo full background checks
Benefits
Comp & perks- 25 days’ annual leave, plus bank holidays
- An extra day off for your birthday
- Holiday loyalty scheme rewarding long-term service
- Work abroad scheme for added flexibility
- Competitive pension scheme via salary exchange
- Annual discretionary bonus scheme (eligible after probation)
- Financial education, planning & coaching platform
- Interest-free Season Ticket Loan for London travel
- Salary exchange nursery fee scheme
- Life Insurance
- Healthcare platform including cashback on dental, optical & physio
- Virtual GP access
- Mental health and stress support helplines
- Additional wellbeing resources
- Enhanced parental leave
- Cycle to work scheme
- Flexible benefits that support everyday life
- Career development and progression tools
- Opportunities to grow within a fast-scaling international business
- Sporting events, pub nights, seasonal celebrations and socials