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ING

Product Manager – Current Account / Daily Banking

ING

. Monitor competitors, market trends, and customer behavior in the current account and daily banking space .

Posted 11/9/2026full-timeFrankfurt • GermanyMid-LevelSeniorWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in developing and launching financial products within the retail banking sector, with a strong focus on customer journey design and agile project management. Proficient in translating business requirements into actionable user stories while coordinating effectively with cross-functional teams.

Highest-signal resume keywords
Financial Product DevelopmentAgile Project ManagementBusiness Requirements DefinitionCustomer Journey DesignBilingual Communication (English and German)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Financial Product DevelopmentBusiness Requirements DefinitionAgile MethodologiesAnalytical SkillsProcess AnalysisUser Story CreationQuality AssuranceStrategic ThinkingConceptual AbilitiesCustomer Relationship Management
Soft Skills
Excellent CommunicationTeam-Oriented ApproachHolistic ThinkingProblem-SolvingPresentation Skills
Industry Keywords
Retail BankingCurrent AccountsMarket TrendsCustomer BehaviorStakeholder CoordinationSustainable SolutionsDaily Banking SpaceIT AffinityProcess ImprovementCustomer Needs Analysis

About the role

Key responsibilities & impact
  • Monitor competitors, market trends, and customer behavior in the current account and daily banking space
  • Analyze customer needs and design the customer journey from account opening through long-term customer relationships
  • Launch strategic product initiatives and develop concepts for new current account products, features, and holistic solutions
  • Translate business requirements into prioritized backlogs and user stories, taking frontend, backend, and app functionality into account
  • Support new features and enhancements from conception through testing and quality assurance to launch
  • Coordinate with IT, Operations, Sales, Risk, Compliance, and other stakeholders
  • Systematically analyze and future-proof existing processes
  • Serve as the central point of contact for systems and processes related to current accounts
  • Take on additional product and project responsibilities

Requirements

What you’ll need
  • University degree, e.g. in Business Administration, Finance, or a comparable qualification
  • Several years of professional experience developing new financial products, ideally with prior expertise in retail banking products in the daily banking space
  • Practical experience in agile project work
  • Expertise in defining business requirements and implementing them
  • Strong analytical and holistic thinking skills, along with a high level of comprehension
  • Affinity for IT and technology, as well as strategic and conceptual abilities
  • Excellent communication and presentation skills, with a strong team-oriented approach
  • Ability to develop sustainable solutions and think beyond one's immediate area of responsibility
  • Business-fluent English and German, both written and spoken

Benefits

Comp & perks
  • Company pension scheme
  • Employer-funded benefits
  • Free Deutschlandticket
  • Bike leasing
  • Company restaurant
  • Hybrid working model, including remote work in addition to working from the office
  • Individual working time models
  • Sabbatical
  • Contributions toward care and childcare costs
  • Personal development budget
  • Health and well-being budget
  • Personal equipment budget for a mobile workstation