Product Lead – Cash and Treasury

InvestEngine

. Lead the product strategy, design and launch of a partner-delivered Cash ISA .

Posted 9/16/2026full-timeLondon • United KingdomSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product leadership for Cash ISAs and treasury-led consumer products, with a strong focus on customer acquisition, retention strategies, and regulatory compliance in the UK savings market.

Highest-signal resume keywords

Product Leadership ExperienceCash ISA Strategy DevelopmentCustomer Interest Rate ManagementGo-To-Market StrategyRegulatory Compliance Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product StrategyCustomer Proposition DevelopmentAcquisition StrategyRetention StrategyAnalytical JudgementMarket PositioningLifecycle CommunicationsMargin ManagementData AnalysisFinancial Modelling

Soft Skills

CollaborationRelationship ManagementStrategic ThinkingDecision-MakingCommunication

Industry Keywords

Cash SavingsCash ISAsDepositsConsumer DutyUK Savings MarketBonus-Rate PropositionsRegulatory RequirementsCustomer Lifecycle PerformanceInterest-Rate StrategyTreasury Capabilities

Tech Stack

Tools & technologies

Switching

About the role

Key responsibilities & impact

Lead the product strategy, design and launch of a partner-delivered Cash ISA
Own the commercial and customer proposition, including interest-rate strategy, pricing governance and margin management
Develop acquisition and retention strategies, focusing on introductory and bonus rates
Model and monitor customer behaviour before and after bonus-rate expiry, including balance attrition, switching and retention
Define the go-to-market strategy across positioning, target segments, channels, launch mechanics and lifecycle communications
Manage relationships with banking and infrastructure partners, ensuring ownership of service, controls and customer outcomes
Establish management information for balances, inflows, outflows, rate sensitivity, cost of funds, margin and customer cohorts
Collaborate with Finance, Compliance, Operations, Marketing, Engineering and senior leadership
Shape the longer-term roadmap toward an in-house treasury capability, including operating model, technology, controls, liquidity and regulatory requirements
Launch and grow InvestEngine’s Cash ISA proposition while building a roadmap for in-house treasury capabilities

Requirements

What you’ll need

Significant product leadership experience in cash savings, Cash ISAs, deposits or treasury-led consumer products
Strong track record of building and launching cash products, ideally through both partner-led and in-house models
Practical experience setting customer interest rates and balancing growth, retention, funding requirements, margin and fair value
Deep understanding of bonus-rate propositions, including acquisition economics, expiry communications and post-bonus customer drop-off
Experience managing savings-product go-to-market strategies and customer lifecycle performance
Strong commercial and analytical judgement
Ability to turn customer and balance behaviour into clear product decisions
Understanding of the UK savings market, ISA rules, Consumer Duty and regulatory considerations relevant to cash products
Comfortable operating across strategy and delivery in a fast-moving, regulated environment

Benefits

Comp & perks

Impact from day one
Room to grow
Transparent and open culture
Supportive, high-calibre team
Remote first and flexible work
Results-focused working arrangements without rigid hours
Autonomy and trust to manage your time effectively