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Senior Analyst, Regional Network – Quebec and Another Region
Investissement Québec. Analyze and prepare financing files of moderate to high complexity.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in financial analysis, loan structuring, and credit risk assessment while providing exceptional customer service and developing innovative financing solutions. Proficient in collaborating with Account Managers and contributing to the development of financial structuring skills within the team.
Highest-signal resume keywords
Financial Analysis TechniquesLoan WritingCredit Risk AssessmentFluency in FrenchBachelor's Degree in Finance
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisLoan StructuringCredit Risk AssessmentFinancing Terms DevelopmentMonitoring ConditionsCovenants ManagementSecurity RequirementsPortfolio Profitability ImprovementRegulatory ComplianceFinancial Statement Analysis
Soft Skills
Customer ServiceCommunicationProblem SolvingCollaborationInnovative Thinking
Tools & Technologies
Internal Software SystemRating Tools
Industry Keywords
Business FinancingFinancing PracticesCredit Approval ProcessesRisk ManagementFinancial Structuring
About the role
Key responsibilities & impact- Analyze and prepare financing files of moderate to high complexity.
- Develop recommendations regarding financing terms, monitoring conditions, covenants, and required security.
- Work closely with the Account Managers responsible for the files.
- Communicate analysis results and recommendations to Account Managers.
- Propose alternative solutions when necessary.
- Enter financial statements into the internal software system.
- Assess credit risk using the Corporation’s rating tools.
- Ensure files progress through to disbursement.
- Work with the various levels of credit approval.
- Monitor changes to policies, procedures, and processes, as well as trends in credit and regulatory matters.
- Recommend strategies to increase business volume, ensure sound risk management, improve portfolio profitability, and strengthen business relationships.
- Serve as a resource for analysts and contribute to developing their financial structuring skills.
- Accompany Account Managers to client meetings as needed.
- Support Account Managers and managers on significant or major financing files through analysis, research, and recommendations.
Requirements
What you’ll need- Hold a bachelor’s degree in finance, business administration, accounting, or another relevant discipline.
- Have a minimum of four years of relevant experience as a business financing professional.
- Be fluent in spoken and written French.
- Have experience in loan writing and the ability to analyze and structure complex financial arrangements.
- Have in-depth knowledge of the Corporation’s products, services, policies, and procedures.
- Be able to provide first-rate customer service to both internal and external clients.
- Be able to develop win-win solutions through innovative ideas.
- Have knowledge of financial analysis techniques, security, and standard financing practices.
- Fluency in spoken and written English is an asset.
Benefits
Comp & perks- Work from home up to three days per week
- Several flexible scheduling options
- Option to extend workdays over four days to obtain a half-day off
- Flexible working hours between 7:30 a.m. and 6:00 p.m.
- Paid time off every other Friday afternoon during the summer
- Two full weeks of remote work from anywhere in Quebec per year
- Training and professional development opportunities
- Study leave
- Reimbursement of costs for obtaining a professional certification
- Reimbursement of course materials
- Free telemedicine services
- TonIQ health and wellness program
- Reimbursement of part of the registration fees for a physical wellness program
- Free, immediate, and confidential employee and family assistance program
- Defined-benefit pension plan
- Flexible group insurance plan with customizable coverage based on needs and eligibility
- Reimbursement of part of public transit costs
- Free bicycle parking