Auto Liability Claims Adjuster

K2 Insurance Services

. Investigate auto liability claims by reviewing statements, police reports, photographs, witness accounts, and other supporting documentation .

Posted 10/17/2026full-timeRemote • United StatesMid-LevelSenior💰 $70,000 - $90,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in auto liability claims handling, including investigation, liability determination, and compliance with state regulations. Proficient in managing claims inventory and communicating effectively with all stakeholders.

Highest-signal resume keywords

Auto Liability Claims HandlingInvestigative SkillsAnalytical SkillsClaims Management Systems ProficiencyActive Adjuster Licenses

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Liability DeterminationNegligence AnalysisComparative Negligence KnowledgeClaims DocumentationFraud Detection

Soft Skills

Organizational SkillsDecision-Making SkillsWritten Communication SkillsVerbal Communication SkillsTime Management

Tools & Technologies

Claims Management SystemsMicrosoft Office

Certifications & Qualifications

Active Adjuster Licenses

Industry Keywords

Insurance Claims AdministrationMGABodily Injury ExposureSubrogationRegulatory Compliance

About the role

Key responsibilities & impact

Investigate auto liability claims by reviewing statements, police reports, photographs, witness accounts, and other supporting documentation
Analyze accident facts and applicable state laws to determine liability and comparative negligence
Make timely, well-supported liability decisions and clearly document the rationale in the claim file
Manage an assigned inventory of claims from initial investigation through resolution or transfer to the appropriate claims specialist
Identify potential bodily injury exposure, recognize coverage concerns, and escalate complex or high-exposure claims when appropriate
Communicate professionally and effectively with insureds, claimants, attorneys, and other involved parties
Evaluate liability disputes, conflicting statements, and evidence to determine appropriate claim handling strategies
Maintain accurate and timely claim notes, diaries, follow-ups, and action plans
Monitor pending claims and maintain consistent follow-up to prevent unnecessary delays
Recognize potential fraud indicators, coverage issues, and subrogation opportunities and refer them for appropriate handling
Adhere to applicable state claim-handling requirements, regulatory deadlines, company procedures, and settlement authority guidelines
Meet established performance standards for inventory management, file quality, timeliness, and claim resolution
Work collaboratively with bodily injury adjusters, supervisors, and management to ensure appropriate claim outcomes

Requirements

What you’ll need

Minimum of 3 years of auto liability claims handling experience; 5 or more years preferred
Experience in an MGA, carrier, or insurance claims administration environment
Active adjuster licenses in applicable states, or the ability to obtain required licenses
Demonstrated experience investigating auto accidents and making liability determinations
Working knowledge of negligence, comparative negligence, and personal auto liability claim handling
Strong analytical, investigative, organizational, and decision-making skills
Excellent written and verbal communication skills
Ability to manage competing priorities and maintain an organized claim inventory
Proficiency with claims management systems and Microsoft Office
Ability to work independently while recognizing when supervisory guidance or additional authority is required

Benefits

Comp & perks

competitive pay
bonus plan
medical, dental, and vision insurance with no waiting period
generous paid time off in year of hire
401(k) with employer matching