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Commercial Account Manager – Agriculture
Kawartha Financial Services. Apply relationship selling and relationship management principles and techniques as a trusted advisor to local commercial and agricultural producers, business members and prospects .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in relationship selling and management, providing comprehensive financial solutions for commercial and agricultural clients. Proficient in risk management, credit analysis, and developing strategies to enhance business profitability and community engagement.
Highest-signal resume keywords
Commercial Lending ExperienceRisk ManagementFinancial AnalysisRelationship ManagementSales and Service Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial SolutionsCredit AnalysisPortfolio ManagementBusiness DevelopmentCredit Reviews
Soft Skills
Excellent Communication SkillsNegotiating SkillsDecision MakingProblem-Solving SkillsOrganizational Skills
Industry Keywords
Credit Union SystemAgricultural EnterprisesCommercial PortfolioBusiness AssociationsNetworking Groups
About the role
Key responsibilities & impact- Apply relationship selling and relationship management principles and techniques as a trusted advisor to local commercial and agricultural producers, business members and prospects
- Provide complete financial solutions for business and personal banking needs
- Manage risk for the commercial loan portfolio and ensure quality of information, analysis, profitability and credit recommendations
- Develop business and community involvement strategies to protect and expand profitable commercial and agriculture business
- Engage in the local agriculture and business community to build visibility and foster new business opportunities
- Attend industry events, networking groups and local business associations
- Liaise with professional service providers including Central 1, lawyers, real estate appraisers, credit reporting/collection agencies and insurers
- Collaborate with Credit Union branch and department personnel to identify and meet member needs
- Retain and expand commercial and agricultural relationships to achieve portfolio retention, sales, service and profitability objectives
- Complete annual credit reviews according to policy and coordinate financial information with the Commercial Credit Funding Department
- Analyze information to assess risk and develop action plans to minimize Credit Union exposure
- Identify commercial and retail opportunities
- Review pricing and submit renewal recommendations for approval
- Visit clients at least annually to ensure loan security is protected
Requirements
What you’ll need- Business related University Degree/College Diploma, or appropriate combination of Business, Agriculture and lending related courses
- 1-5 years commercial lending experience
- Proven experience managing a diverse business portfolio, including small to medium-sized businesses and agricultural enterprises
- Knowledge of the Credit Union system would be an asset
- Able to be decisive and firm, while demonstrating empathy
- Excellent oral and written communication skills
- Negotiating skills
- Excellent decision making and problem-solving skills
- Excellent sales and service skills
- Good organizational and time management skills
- Must have a reliable vehicle as travelling is required of this position
Benefits
Comp & perks- Pension
- Applicable benefits
- Accessible and inclusive workplace
- Accommodation during the recruitment and selection process