Senior Compliance Specialist

Key Mortgage Services

. Execute day-to-day tactical operations of the compliance program for mortgage operations.

Posted 9/18/2026full-timeSchaumburg • Illinois • United StatesSenior💰 $65,000 - $75,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage compliance operations, including NMLS processes, regulatory adherence, and quality control. Proficient in managing compliance documentation and responding to borrower inquiries while ensuring alignment with federal regulations.

Highest-signal resume keywords

Mortgage Compliance ExperienceNMLS Onboarding ProcessesFederal Mortgage Regulations KnowledgeLoan Origination Systems ProficiencyAudit and Quality Control Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage ComplianceLoan ProcessingRegulatory AuditingSAR FilingForm MU4 ProcessingQuality ControlRegulatory Deadline TrackingDocument ManagementCompliance Management SystemInitial SAR Reviews

Soft Skills

Strong Organizational SkillsAttention to DetailEffective Communication

Tools & Technologies

EncompassEmpowerByteMicrosoft OfficeNMLS Resource Center

Industry Keywords

TRIDRESPAHMDAECOA/Reg BReg ZReg XFCRACompliance ProgramLoan Officer ComplianceQuality Assurance

About the role

Key responsibilities & impact

Execute day-to-day tactical operations of the compliance program for mortgage operations.
Process NMLS onboarding transfers, sponsorship requests, and Form MU4 filings for newly hired Loan Officers.
Audit Loan Officer profiles for state testing, continuing education, and Temporary Authority to Operate compliance.
Coordinate annual NMLS license renewal documentation.
Prepare exam document request lists and track post-examination remediation items.
Monitor and triage the compliance department mailbox, resolving standard inquiries or escalating complex items.
Intake borrower complaints, log details in the Compliance Management System, and gather supporting file history.
Draft preliminary complaint response letters for management review.
Perform initial reviews of flagged loan files for suspicious activity and assemble case files for SAR determinations.
Prepare required SAR filings under leadership guidance and archive supporting documentation.
Package loan files, policies, and records for internal, external, and investor audits.
Track audit findings and follow up with operational units on corrective actions.
Collaborate with Quality Control and fulfillment teams on compliance testing.
Assist in updating standard operating procedures based on Quality Assurance findings and regulatory updates.
Report to the Compliance Manager.

Requirements

What you’ll need

Associate or Bachelor's degree in Business, Finance, or a related field, or equivalent experience.
2–4 years of direct residential mortgage compliance, quality control, or loan processing experience.
Foundational knowledge of key federal mortgage regulations (TRID, RESPA, HMDA, ECOA/Reg B, Reg Z, Reg X, FCRA).
Strong organizational skills with high attention to detail for tracking recurring regulatory deadlines.
Proficiency with standard Loan Origination Systems (e.g., Encompass, Empower, Byte) and Microsoft Office.
Preferred: Hands-on experience navigating the NMLS Resource Center, managing NMLS company account sponsorships, and submitting Form MU4 updates.
Preferred: Prior experience executing initial SAR reviews or assembling state examination request packages.

Benefits

Comp & perks

Medical
Dental
401k with employer match
Paid Time Off
Volunteer Time Off