Commercial Analyst

KeyBank

. Support sales and credit functions as part of a relationship team .

Posted 10/26/2026full-timeSeattle • Washington • United StatesJuniorMid-Level💰 $71,000 - $125,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Commercial Banking, including Credit Structuring and Financial Analysis, with a strong ability to manage complex deals and workflows. Proficient in utilizing Salesforce and nCino for effective portfolio management and compliance with banking standards.

Highest-signal resume keywords

Commercial Banking ExperienceCredit Structuring & Financial AnalysisSales FunctionsRisk AssessmentProficiency in Salesforce

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit StructuringFinancial AnalysisRisk AssessmentLoan Documentation ReviewPortfolio Data-Integrity ReviewsReturn on Equity AnalysisDocument ManagementWorkflow ManagementCredit Quality ValidationCommercial Banking Products Knowledge

Soft Skills

Stress ManagementPrioritizationCollaborationCommunicationTraining & Development

Tools & Technologies

SalesforceNCinoMicrosoft WordMicrosoft ExcelMicrosoft PowerPointSharePointHoganLIQ

Certifications & Qualifications

Formal Credit Training

Industry Keywords

Commercial Middle MarketCredit CommitmentsDue DiligenceLoan ClosersUnderwritersFinancial StatementsCredit Approval MemosEthical Standards

About the role

Key responsibilities & impact

Support sales and credit functions as part of a relationship team
Work with relationship managers to create pitch materials for prospects and clients
Manage lending-process functions for relationships with less than $10 million in credit commitments
Collaborate with relationship managers, loan closers, and underwriters on credit commitments under $10 million
Lead or participate in due diligence meetings to understand clients’ businesses, management teams, and industries
Review loan requests and determine required business documents and financial statements
Collect and upload documents to Salesforce and the bank’s secure document collection portal
Request and review financial statement spreads and prepare Return on Equity analyses
Prepare preflight memos for deal-team discussions
Enter new loan requests, renewals, and modifications in nCino and submit them for underwriting
Review credit approval memos and coordinate loan documentation with loan closers or outside counsel
Review loan documentation for consistency with approved terms
Ensure waiver, amendment, and extension requests are properly approved and stored
Coordinate with Credit Surveillance on interim and annual relationship reviews
Perform annual portfolio data-integrity reviews across Salesforce, nCino, Hogan, and LIQ
Identify deteriorating credits and other credit concerns and communicate them to risk partners
Work with bank examiners and internal credit reviewers to validate credit quality and process integrity
Manage ongoing portfolio activities, including collecting financial statements, renewing or extending loans and lines, and remediating risk-rating findings
Assist in training and developing new Commercial Analysts
Comply with KeyBank policies, procedures, ethical standards, and client interests

Requirements

What you’ll need

Bachelor's Degree in Business, Finance or a related field (required)
2 years of commercial banking experience, including credit structuring and analysis, sales functions, risk assessment, and knowledge of commercial banking products, services and technology (required)
2 years working in Credit Structuring & Financial Analysis (required)
Ability to manage workflow and complex commercial banking deals (required)
Ability to manage stress and competing priorities (required)
Proficiency in Microsoft Word, Excel, and PowerPoint
Applicable systems may include Salesforce, nCino, and SharePoint
Ability to meet timelines and perform multiple tasks
Formal credit training strongly preferred
2 years working in Commercial Middle Market Credit Structuring & Financial Analysis (preferred)
2 years Commercial Middle Market Underwriting and Financial Analysis (preferred)

Benefits

Comp & perks

Eligibility for incentive compensation, which may include production, commission, and/or discretionary incentives
Flexible options in circumstances where roles can be performed effectively in a mobile environment
Reasonable accommodations for qualified individuals with disabilities or disabled veterans