Senior Claims Adjuster

Kin Insurance

. Handle complex first-party property claims involving public adjusters and attorneys from first notice of loss through resolution .

Posted 11/4/2026full-timeRemote • United StatesSenior💰 $80,000 - $95,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing complex first-party property claims, including negotiation, policy interpretation, and compliance with state regulations. Proficient in utilizing claims systems and data analysis to enhance claims handling and operational efficiency.

Highest-signal resume keywords

First-Party Property Claims AdjustingCalifornia Claim HandlingXactimateData AnalysisBilingual Spanish-Speaking

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims ManagementPolicy InterpretationNegotiationDamage EstimationClaims InvestigationVendor ManagementRegulatory ComplianceOperational Improvement

Soft Skills

CommunicationAnalytical ThinkingProblem-Solving

Tools & Technologies

XactimateSymbilityEagleView

Industry Keywords

Insurance CarrierFlorida Insurance LawsGood Faith Claims HandlingPublic AdjustersAttorneys

About the role

Key responsibilities & impact

Handle complex first-party property claims involving public adjusters and attorneys from first notice of loss through resolution
Examine and interpret insureds' policies, forms in force, and records to determine coverage and company liability
Negotiate with public adjusters, attorneys, contractors, and vendors to reach fair settlements
Draft, approve, and adjust estimates of damage and loss amounts
Partner with field appraisers to manage home estimates and repairs
Investigate claims through recorded statements, police consultations, property damage inspections, and documentation review
Use claims data and technology to analyze losses, identify trends, and improve claims handling
Maintain active communication with customers throughout the claims process
Write diary notes, set field assignments, save contacts, and issue payments
Apply multiple state statutes, insurance codes of ethics, rules, regulations, and guidelines
Independently manage a caseload of complex and represented property claims
Recommend operational improvements and serve as a resource for peers on difficult files

Requirements

What you’ll need

3+ years of first-party residential property claims adjusting experience
Experience working directly for an insurance carrier
Experience in California claim handling
Working knowledge of Florida insurance laws and Florida good faith claims handling
Data-driven and analytical approach
Experience with vendor management and negotiations
Comfortable utilizing claims systems such as Xactimate, Symbility, and EagleView
Ability to work mandatory overtime as needed during catastrophic events
Bilingual capability, Spanish-speaking, is a plus

Benefits

Comp & perks

Company equity through Restricted Stock Units (RSUs)
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options
Dental and vision coverage
Company-funded HSA contributions
Company-paid life insurance and short-term disability
Employee referral bonuses
Supplemental long-term disability, critical illness, accident, legal, and pet insurance
Mental health support and confidential counseling resources
Flexible PTO for exempt employees
8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities
Professional development budgets for certifications, conferences, and learning
Remote-first work arrangement
Mandatory overtime availability as needed during catastrophic events