Senior Insurance Business Analyst

Kin Insurance

. Own the requirements lifecycle for insurance product and state-configuration changes from discovery through implementation-ready handoff .

Posted 10/13/2026full-timeRemote • United StatesSenior💰 $100,000 - $120,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing the requirements lifecycle for insurance products, translating complex insurance concepts into structured business and functional requirements, and leading user acceptance testing (UAT) processes. Proficient in collaborating with cross-functional teams to ensure compliance and operational efficiency across multiple products and states.

Highest-signal resume keywords

Business Requirements DevelopmentInsurance Product Lifecycle KnowledgeUser Acceptance Testing (UAT)Agile Methodology ExperienceProcess Documentation

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Business AnalysisFunctional SpecificationsUser StoriesProcess FlowsDecision TablesData MappingsRequirements ClarificationImplementation ValidationPolicy Administration SystemsInsurance Coverages

Soft Skills

Stakeholder CommunicationSynthesis of InputCollaboration

Tools & Technologies

JiraConfluenceSmartsheet

Certifications & Qualifications

CPCUAINS

Industry Keywords

P&C InsuranceInsurtechMGARating AlgorithmsEligibility RulesCompliance Requirements

About the role

Key responsibilities & impact

Own the requirements lifecycle for insurance product and state-configuration changes from discovery through implementation-ready handoff
Translate decisions on products, filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state configurations into business requirements and functional specifications
Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering
Document current-state processes and system behavior, define future-state workflows, and manage requirements changes
Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting
Assess customer, operational, and system impacts and recommend alternative approaches
Build user stories, process flows, decision tables, data mappings, and acceptance criteria while maintaining traceability
Own requirements questions during development and document clarifications and decisions
Lead UAT planning, test scenarios, business review, product review, and beta validation
Drive launch readiness through process documentation, stakeholder communication, handoff guidance, and improved templates, checklists, and documentation standards

Requirements

What you’ll need

5+ years of experience in a business analyst, systems analyst, or similar role
3+ years of experience in P&C insurance
Experience translating insurance product concepts, including coverages, forms, endorsements, rating structures, eligibility rules, and state variations, into structured business and functional requirements
Working knowledge of the insurance product lifecycle and policy administration systems
Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation
Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment
Experience with requirements clarification, UAT, and implementation validation
Ability to synthesize input from multiple stakeholders into clearly documented decisions
Experience managing requirements across multiple products, states, and concurrent initiatives
For all other positions, ability to live and work full-time in one of the listed states: Alabama, Arkansas, Arizona, California (exempt only), Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Maryland, Michigan, Minnesota, Missouri, Montana, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, or Wisconsin
Bonus: experience at a direct-to-consumer insurer, insurtech, or MGA
Bonus: knowledge of policy administration systems and production configuration of rating, forms, rules, and eligibility
Bonus: CPCU, AINS, or similar industry designations or coursework
Bonus: proficiency with Jira, Confluence, Smartsheet, or similar tools

Benefits

Comp & perks

Company equity through Restricted Stock Units (RSUs)
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options
Dental and vision coverage
Company-funded HSA contributions
Company-paid life insurance and short-term disability
Supplemental long-term disability, critical illness, accident, legal, and pet insurance
Mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year)
8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities
Professional development budgets for certifications, conferences, and learning, subject to management approval
Remote-first work arrangement
Offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration