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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in financial planning and analysis, including forecasting, budgeting, and capital markets strategies. Proficient in SQL and advanced Excel for data analysis, with a strong ability to communicate insights to senior stakeholders.
Highest-signal resume keywords
Financial Planning And Analysis (FP&A)SQL Data AnalysisAdvanced Microsoft ExcelCapital Markets KnowledgeBusiness Intelligence (BI) Tools
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Data AnalysisForecastingBudgetingPortfolio Performance AnalysisScenario AnalysisSensitivity AnalysisCovenant Compliance MonitoringFinancial ReportingRoot Cause AnalysisCapital Planning
Soft Skills
Excellent Communication SkillsCuriosityPrioritizationProblem-SolvingStakeholder Management
Tools & Technologies
TableauSnowsightAI ToolsMicrosoft Excel
Industry Keywords
Consumer FinanceSubprime LendingNon-Prime LendingAsset-Backed LendingSecuritizationDebt Capital Markets
Tech Stack
Tools & technologiesPythonSQLTableau
About the role
Key responsibilities & impact- Support quarterly Outlook forecasts and the annual budget and plan across originations, portfolio performance, and profitability
- Build and maintain corporate forecasting model components, including portfolio performance analysis of payment behavior, delinquency roll rates, and charge-offs
- Develop scenario and sensitivity analyses for strategic decisions and liquidity stress testing
- Analyze budget and outlook variances and communicate drivers to senior leadership
- Support management of asset-backed debt facilities, including covenant compliance monitoring, borrowing base reporting, and draw/repayment analyses
- Prepare investor and lender communications, portfolio analyses, and investor meeting materials
- Develop credit performance forecasts for funding strategy and capital planning
- Research capital markets trends, funding innovations, and peer strategies
- Build merchant- and product-level unit economics and net cash flow analyses for pricing, growth, and capital allocation decisions
- Use SQL and large operational datasets to build data models, Tableau/Snowsight dashboards, and self-serve reporting
- Support monthly financial review materials and ad-hoc executive analyses
- Monitor competitor and market performance and synthesize business implications
- Partner with Risk, Accounting, Sales, and Operations teams on forecasts, metrics, and reporting logic
- Improve processes, automate workflows, and use modern tooling, including AI, to increase analysis speed and accuracy
- Report to the Director of FP&A and partner with the VP of FP&A and VP of Capital Markets
Requirements
What you’ll need- Bachelor’s degree in Finance, Economics, Business, Engineering, or a quantitative field
- 2 - 5 years of experience in data/business analytics, FP&A, strategic finance, capital markets, investment banking, or financial services analytics
- Expertise in writing SQL for data analysis, metric reporting/tracking, and creating datasets
- Experience working with large, complex datasets to tackle ambiguous, open-ended problems
- Advanced proficiency in Microsoft Excel, including complex formulas, pivot tables, and data analysis
- Curiosity about the “why” behind the numbers and ability to independently identify root causes and actionable insights
- Ability to support multiple senior stakeholders and prioritize across competing workstreams
- Excellent written and verbal communication skills, with ability to distill complex analysis into concise takeaways
- Comfort working in a fast-paced, dynamic environment with ambiguous problems and evolving priorities
- Preferred: Experience in consumer finance, particularly subprime or non-prime lending
- Preferred: Foundational knowledge of asset-backed lending, securitization, and debt capital markets
- Preferred: Python experience for financial analysis and forecasting
- Preferred: Experience using BI tools such as Tableau to build dashboards and track KPIs
- Preferred: Experience applying AI tools to accelerate analysis and reporting
Benefits
Comp & perks- Comprehensive medical, dental, and vision coverage
- 20 PTO days + 11 paid holidays
- 401(k) retirement with company matching
- Student Loan & Tuition Reimbursement
- Commuter assistance
- Parental leave (maternal + paternal)
- Inclusion and Associate Engagement Programs
- Company bonus plan eligibility
