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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in leading the product lifecycle for payments, ensuring compliance with PCI-DSS standards, and optimizing payment processing through strategic design and collaboration. Proficient in defining KPIs, managing transaction reconciliation, and utilizing SQL and observability tools to enhance merchant experience.
Highest-signal resume keywords
Payments Product ManagementEnd-To-End Payment ProcessingPCI-DSS ComplianceSQL ProficiencyCross-Functional Collaboration
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product Lifecycle ManagementTechnical Acceptance CriteriaKPI DefinitionPayment Infrastructure DesignTransaction ReconciliationChargeback Lifecycle KnowledgeFraud Prevention ToolsRisk ScoringMerchant OnboardingKYC Processes
Soft Skills
Analytical SkillsStrategic ThinkingResults-OrientedCollaboration Skills
Tools & Technologies
Payments APIPayment GatewayNew RelicEMV L3 Certification
Industry Keywords
FintechPayment ProcessingCard PresentCard Not PresentVisaMastercardAMEXISO 8583 MessagingSPEI DisbursementsDigital Payments
Tech Stack
Tools & technologiesSQL
About the role
Key responsibilities & impact- Lead the Core Payments product lifecycle from ideation to launch
- Generate PRDs and user stories with technical acceptance criteria
- Define core KPIs and coordinate execution to recover and scale total payment volume
- Own the functional design and evolution of payment infrastructure, including Payments API, Gateway, Switch, processor, and network connections
- Ensure payment infrastructure availability, performance, and scalability across Card Present and Card Not Present flows
- Define smart routing rules by payment method, BIN, and issuer to maintain approval rates above 90% and optimize processing cost per transaction
- Define business rules, controls, and operational processes for clearing, settlement, merchant payouts, disbursements, refunds, and holds
- Ensure end-to-end transaction reconciliation and reduce discrepancies and resolution times
- Coordinate integration and certification cycles such as EMV L3 with engineers, processors, and payment networks
- Guarantee compliance with PCI-DSS and network standards
- Partner with Tech on incident analysis and root-cause investigation
- Define monitoring, alerting, and failover mechanisms
- Use SQL and New Relic observability tools to minimize impact on approval rate and merchant experience
- Collaborate with Business and Tech teams on user acceptance testing and payment-flow and merchant-experience optimization
- Drive monthly transactional volume exceeding 1 million transactions and maintain accurate Money In/Money Out reconciliation
Requirements
What you’ll need- 4+ years in payments product management or payment processing (Card Present and Card Not Present) within fintechs, acquirers, payment processors, or financial institutions in Mexico
- Proven track record of taking products from ideation to launch with measurable impact on TPV, approval rate, reconciliation accuracy, or chargeback reduction
- Bachelor's degree in Engineering (Systems, Software, Industrial, Financial), Business Administration, Finance, or related fields
- Deep understanding of end-to-end payment processing in Mexico
- Knowledge of payment methods including Chip, Contactless, QR, and e-commerce
- Knowledge of Visa, Mastercard, and AMEX networks
- Knowledge of processors, switches, gateway architecture, and ISO 8583 messaging
- Knowledge of authorization, clearing and settlement flows
- Knowledge of the chargeback lifecycle
- Knowledge of SPEI disbursements
- Knowledge of EMV L3 and PCI-DSS standards
- English proficiency
- Analytical, strategic, results-oriented profile with strong cross-functional collaboration skills
- Experience with fraud prevention tools and risk scoring, MSI and prepaid voucher programs, and merchant onboarding and KYC processes is nice to have
- Specialization in Product Management, Digital Payments, or Fintech is highly desirable
Benefits
Comp & perks- Hybrid work arrangement
- Opportunity to contribute to innovative financing, corporate credit card, and payment-system solutions for SMEs