Product Manager – New Vertical, ex-founder or ex-private equity

Kovo

. Choose and build Kovo's next consumer financial product vertical from zero to one .

Posted 11/3/2026full-timeRemote • United StatesMid-LevelSenior💰 $180,000 - $270,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in building consumer financial products from inception to launch, with a strong focus on unit economics, compliance, and integration with existing financial systems. Proficient in prototyping, product analytics, and leveraging technology to enhance customer experiences.

Highest-signal resume keywords

Consumer Fintech ExperienceProduct Development From Zero To OneSQL ProficiencyLegal And Compliance CollaborationTechnical Integration Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Unit Economics ModelingPrototyping With Working CodeProduct AnalyticsCustomer Flow DesignIntegration Development

Soft Skills

Clear WritingHigh-Intensity Work Adaptability

Tools & Technologies

TypeScriptReactAI Agents

Industry Keywords

Consumer LendingPaymentsCash AdvanceBankingCredit Reporting

Tech Stack

Tools & technologies

ReactSQLTypeScript

About the role

Key responsibilities & impact

Choose and build Kovo's next consumer financial product vertical from zero to one
Prototype candidate verticals in sandbox environments and test them with real customers
Conduct customer conversations and partner research
Model CAC payback, loss rates, margins, and unit economics
Present founders with recommendations and supporting evidence
Design the smallest-footprint product version with legal and compliance
Reuse Kovo's existing identity, payments, credit reporting, and customer-base capabilities
Ship the first version, including customer flows, integrations, events, and experiments
Partner with backend engineering on the ledger, money movement, and funds-related systems
Collaborate with design and frontend engineering
Launch the product to a segment of existing customers
Set the vertical's north star, roadmap, and quarterly plans
Own conversion, losses, payback, and retention metrics
Own the technical side of partner and vendor integrations
Design cross-sell between the new vertical and the credit builder vertical
Report to one of the founders

Requirements

What you’ll need

Founder, co-founder, or founding engineer who owned a product end to end; or private equity, growth equity, credit investing, or strategic finance experience followed by an early operator role at a fintech where you built a business line
Experience taking a consumer product from zero to one
Consumer fintech experience in lending, payments, cash advance, banking, cards, or similar
Experience working inside a bank or lending partnership program
Deep understanding of finance and unit economics
Ability to prototype with working code rather than only presentations
Ability to work with legal and compliance to design products requiring fewer licenses and obligations
Ability to pull numbers independently in SQL and product analytics
Clear, concise writing
Comfortable in a high-intensity, remote role with full ownership and little scaffolding
Heavy use of AI agents and ability to hold their output to a high standard
Bonus: recently shipped production code in TypeScript, React, or similar

Benefits

Comp & perks

0.06% – 0.13% equity
Benefits offered
Fully remote work
High ownership with minimal bureaucracy
Speed, learning, and impact as core values
Direct impact on access to credit