Life Underwriting Auditor

Ladder

. Conduct underwriting audits and case reviews to ensure accuracy, quality, and adherence to guidelines .

Posted 11/5/2026full-timeRemote • United StatesSeniorLead💰 $100,800 - $125,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive life insurance underwriting expertise with a focus on conducting audits, analyzing complex cases, and collaborating with cross-functional teams. Proficient in evaluating automated underwriting engines and making data-driven decisions within established guidelines.

Highest-signal resume keywords

Life Insurance Underwriting ExperienceDelegation Of Authority Up To $8 MillionAutomated Underwriting Engines FamiliarityData Analysis SkillsCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting AuditsCase ReviewsRisk AssessmentData AnalysisPredictive ModelsComplex Case ReviewsAccelerated UnderwritingAudit Review UpdatesRating Class DeterminationGuideline Adherence

Soft Skills

Interpersonal SkillsNegotiation SkillsCommunication SkillsCollaboration SkillsProblem-Solving Skills

Industry Keywords

Life InsuranceReinsuranceMortality AssessmentComplianceStakeholder EngagementData ScienceActuarial AnalysisAutomated UnderwritingPost-Issue AuditsGuidelines

About the role

Key responsibilities & impact

Conduct underwriting audits and case reviews to ensure accuracy, quality, and adherence to guidelines
Review data to assess mortality and risk probability
Determine rating class, terms, and conditions based on established rules, rates, and guidelines
Analyze medical, personal, and financial data from traditional and innovative sources to make final case-by-case decisions on individual applications, with delegation of authority up to $8 million
Perform complex case reviews and review accelerated underwriting decisions, including cases flagged by automated engines and rule knockouts
Evaluate automated underwriting engine outputs, data inputs, and predictive models
Update audit reviews as models evolve and identify gaps in rules that lead to actionable updates
Collaborate with engineering, data science, actuarial, compliance, and customer experience teams
Communicate audit findings and recommendations to cross-functional teams and stakeholders
Contribute to internal and cross-functional projects

Requirements

What you’ll need

10+ years of life insurance underwriting experience at a leading carrier or reinsurer
Delegation of authority of up to $8 million
Experience conducting different types of underwriting audits and case reviews, including post-issue audits
Experience with complex case reviews and accelerated underwriting
Familiarity with automated underwriting engines, data inputs, predictive models, and rule knockouts
Analytical and technical skills for data analysis
Proven ability to manage high volumes, fluctuating queues, and turnaround times
Experience working with cross-functional teams and stakeholders and contributing to internal and cross-functional projects
Strong interpersonal and negotiation skills
Must be based in one of Ladder's listed U.S. states, excluding the SF Bay Area, New York City, and Seattle
Ladder is not currently sponsoring or transferring OPT or H1-B visas

Benefits

Comp & perks

Excellent medical, dental, and vision coverage for you and your family
Flexible paid time off
Week-long winter holiday closure
Stock options
401(k) match up to 4% of contributions
Monthly Ladder Fit wellness stipend
Ten weeks of paid parental leave for birthing, adoption, or fostering
Work-from-home flexibility and support
One-time remote office stipend
Monthly stipend to cover WFH costs such as internet
Fun virtual company-wide events