Associate, Structured Distribution, Portfolio Management

Lloyds Banking Group

. Support the execution of credit risk mitigation tools, maximising limits available and enabling additional business to be written .

Posted 9/21/2026full-timeLondon • United KingdomJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit risk mitigation tools, including Credit Risk Insurance and Credit Default Swaps, while effectively collaborating with stakeholders across various departments. Possesses strong analytical skills to develop and implement risk mitigation strategies within the financial services sector.

Highest-signal resume keywords

Credit Risk Mitigation ToolsCredit Risk InsuranceCredit Default SwapsStakeholder ManagementData Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk MitigationData AnalysisExcel SkillsFinancial Services ExperienceCapital Management Framework

Soft Skills

Communication SkillsCollaborationProblem-SolvingTime ManagementStrategic Thinking

Industry Keywords

Commercial BankInstitutional BankRisk Mitigation SolutionsStakeholder EngagementProduct Knowledge

About the role

Key responsibilities & impact

Support the execution of credit risk mitigation tools, maximising limits available and enabling additional business to be written
Manage and improve credit risk mitigation tools on behalf of the Commercial Bank
Upskill in the use of Credit Risk Insurance and Credit Default Swaps
Engage with Coverage, Product, Credit, Finance, and Treasury colleagues to deploy risk mitigation tools
Analyse data and intelligence from multiple sources to develop risk mitigation tools
Maintain relationships with internal partners and the external market
Develop the Commercial & Institutional Bank’s understanding of risk mitigation tool options
Help bring risk mitigation solutions into credit and pricing conversations

Requirements

What you’ll need

Experience within financial services
Good written and oral communication skills, with the ability to explain complicated concepts concisely and fully to less familiar audiences
Strong stakeholder management skills and ability to collaborate with internal and external groups
Ability to manage and prioritise multiple deliverables in a timely and effective manner
Good Excel skills
Methodical and analytical approach to decision making
Ability to present complex information simply
Strategic approach with lateral thinking, innovation, and creative problem-solving
Desire to learn and understand, evaluate, and execute transactions
Good grasp of products and services is beneficial
Understanding of the Group’s capital management framework is beneficial
Knowledge or experience of credit risk mitigation tools is ideal

Benefits

Comp & perks

Flexible working options, including flexibility in when hours are worked, hybrid working, job share, and reduced hours
Pension contribution of up to 15%
Annual performance-related bonus
Share schemes including free shares
Lifestyle benefits such as discounted shopping
28 days’ holiday, plus bank holidays
Wellbeing initiatives
Generous parental leave policies
Reasonable workplace adjustments for colleagues with disabilities
Reasonable adjustments throughout the recruitment process